2314 E Main St, Chattanooga, TN 37404 Property Records

Hamilton County property record for 2314 E Main St, Chattanooga, TN 37404

Property Summary

Property Type	Warehouse, Storage
Details	22,535 sqft · built 1930
Lot Size	1.11 acres (48,482 sqft)
Owner	Company Name on Record
Last Sale	$1,300,000 (Sep 2022)
Tax Bill	$7,927 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Sep 2022 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`156C P 002`

Property Details

APN / Parcel Number

Primary APN	`156C P 002`
Alternative APN	`0000090767`

Interior

Stories	1 Story
Building Area	22,535 sqft Total Area

Exterior

Year Built	Built 1930
Exterior Material	Brick
Roof Type	Wood Truss
Roof Material	Built-Up Asphalt
Lot Area	48,482 sqft (1.11 acres)
Lot Dimensions	161 ft deep x 192 ft wide
Storage Building	22,535 sqft
Total Buildings	9 Buildings

Location & Zoning

Account Number	0000090767
Street Address	2314 E MAIN ST
City	CHATTANOOGA
State	TN
Zip	37404-5211
Property Category	Industrial
Property Type	Industrial > Warehouse, Storage
Local Zoning Code	C2
Legal Description	LT 41 MILL TOWN 2020 PB 3 PG 34 REV 119-1 REV 124-82
Legal Subdivision	ANDERSON & ECKFORD ADD
Legal Block	4
Legal Lot Number	41 3
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1005
Census Tract	2600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	832 GEORGIA AVE STE 501, 501, CHATTANOOGA, TN 37402-2227
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2022	Deed of Trust, Mortgage · Line of Credit MILLENNIUM BANK
Sep 26, 2022	Warranty Deed, Transfer · Line of Credit ANDREW JOHNSON BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2022 · Amount on Record
Deed Sale	Sep 26, 2022 · Amount on Record
Prior Sale	Nov 18, 2013 · Amount on Record
Deed Document Number	2022092600165
Deed Book / Page	13098 / 905
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	2314 E MAIN ST, CHATTANOOGA, TN 37404-5211
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000077
Date	Feb 18, 2022
Book Page	12851/632
Instrument	2022021800077

Lender

Name	MILLENNIUM BANK
Type	Bank
Address	OOLTEWAH, TN 37363

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Feb 15, 2027

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Sep 26, 2022
Property Address	2314 E MAIN ST, CHATTANOOGA, TN 37404-5211
Document Number	0000000165
Book / Page	13098 / 905
Map Reference	MB 124 PG 82
Instrument Date	Sep 20, 2022
Instrument	2022092600165
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	TITLE GUARANTY, TITLE GUARANTY AND TRUST CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,810.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 N CREST RD, CHATTANOOGA, TN 37404-1010

Mortgage

Document Number	0130980909
Date	Sep 26, 2022
Instrument	13098-0909

Lender

Name	ANDREW JOHNSON BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 20, 2042

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,927.00 (+193.7%)	$523,000 (+333.52%)	$1,307,500 (+333.52%) Land $1,066,600 Building $240,900
2024	$2,699.00	$120,640 (-)	$301,600 (-) Land $107,600 Building $194,000
2023	$2,699.00	$120,640 (-)	$301,600 (-) Land $107,600 Building $194,000
2022	$2,699.00	$120,640	$301,600 Land $107,600 Building $194,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35

May also be available: T-Mobile, Verizon.

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