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2420 Bella Rdg, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 2420 Bella Rdg, Covington, KY 41017

Property Summary

Property TypeCondominium
Lot Size0.026 acres (1,111 sqft)
Owner2 Company Names on Record
Last Sale$210,000 (Sep 2025)
Tax Bill$2,081 (2025)
Deeds & MortgagesSep 2025 Transfer
Mar 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN844-00-02-406.30

Property Details

APN / Parcel Number

Primary APN844-00-02-406.30

Exterior

Architectural StyleCondo/Apartment
Lot Area1,111 sqft (0.026 acres)

Location & Zoning

Street Address2420 BELLA RDG
CityCOVINGTON
StateKY
Zip41017-3573
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionSIENA EAST AT TUSCANY PHASE 7 LOT 406 UNIT 406-300 1111 SF UPPER LEVEL LEFT FRONT KIMBELL
Legal SubdivisionSIENA EAST AT TUSCANY
Legal Phase7
Legal Lot Number300-406
Legal Unit30
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2004
Census Tract65100

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing Address2420 BELLA RDG, COVINGTON, KY 41017-3573
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Sep 9, 2025Intrafamily Transfer, Transfer
Mar 11, 2025Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
VICTORY MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 9, 2025 · Amount on Record
Deed SaleSep 9, 2025 · Amount on Record
Prior SaleMar 11, 2025 · Amount on Record
Deed Document Number2025151
Deed Book / Page361 / 893
Prior Transfer DateAug 26, 2025
Prior Transfer Doc0005900151
Record UpdatedOct 29, 2026

September 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKENTON KY
Recording DateSep 9, 2025
Property Address2420 BELLA RDG, COVINGTON, KY 41017-3573
Document Number0005900151
Book / PageKC 361 / 893
Map ReferenceMB 233 PG 872
Instrument DateAug 26, 2025
Instrument25090905900151
Transaction TypeTransfer
Record UpdatedDec 5, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2420 BELLA RDG, COVINGTON, KY 41017-3573

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address2420 BELLA RDG, COVINGTON, KY 41017-3573

March 2025: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateMar 11, 2025
Property Address2420 BELLA RDG, COVINGTON, KY 41017-3573
Document Number0005900181
Book / PageKC 333 / 51
Map ReferenceMB 233 PG 872
Instrument DateMar 7, 2025
Instrument25031105900181
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 5, 2025
Title CompanyHOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$213.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593

Transferred To (Grantee/Buyer)

NameVerified Name
Address2420 BELLA RDG, COVINGTON, KY 41017-3573

Mortgage

Document Number0005900182
DateMar 11, 2025
Instrument25031105900182
Lender
NameVICTORY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2055

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$212,900 (+1.38%) Building $212,900$212,900 (+1.38%) Building $212,900
2025$2,081.00$210,000 Building $210,000$210,000 Building $210,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1993)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 1993 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber		3,000 / 3,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

May also be available: T-Mobile.

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