Albemarle County property record for 2406 Smithfield Rd, Charlottesville, VA 22901 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 2,647 sqft · built 1971 |
| Lot Size | 0.478 acres (20,822 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,178 (2026) |
| Deeds & Mortgages | Mar 2022 Mortgage Feb 2020 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 060D0-00-0A-030A0 |
| Primary APN | 060D0-00-0A-030A0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,647 sqft Finished Area |
| Basement Area | 784 sqft |
| Finished Basement | 784 sqft |
| Family Room | Family Room |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Split Level |
| Exterior Material | Composition/Composite |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 20,822 sqft (0.478 acres) |
| View / Lot | Proximity to Airport |
| Porch | Slab |
|---|---|
| Porch Area | 94 sqft |
| Deck Area | 144 sqft |
| Patio Area | 26 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Street Address | 2406 SMITHFIELD RD |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22901-2262 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CANTERBURY HILLS 4 A 30A |
| Legal Subdivision | CANTERBURY HILLS |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | JACK JOUETT |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 10801 |
Source: Albemarle County records · APN 060D0-00-0A-030A0
Assessment roll updated June 15, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2406 SMITHFIELD RD, CHARLOTTESVILLE, VA 22901-2262 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CHICAGO MORTGAGE SOLUTIONS CORP |
| Feb 05, 2020 | Deed of Trust, Mortgage · Line of Credit TRUIST BK |
| Dec 06, 2019 | Deed of Trust, Mortgage BRANCH BK&TR |
| Aug 15, 2019 | Deed of Trust, Mortgage · Line of Credit BLUE RIDGE BK |
| Aug 03, 2018 | Trustee's Deed, Construction Loan · Line of Credit BLUE RIDGE BK |
| Mar 28, 2017 | Deed of Trust, Mortgage · Conventional with PMI OTHER INSTITUTIONAL LENDERS |
| Mar 31, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 31, 2017 |
| Deed Sale | Mar 31, 2017 |
| Prior Sale | Feb 29, 2012 · Amount on Record |
| Deed Document Number | 20173634 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 2406 SMITHFIELD RD, CHARLOTTESVILLE, VA 22901-2262 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2022 |
| Title Company | TITLE FIRST, TITLE FIRST AGENCY |
| Name | Verified Name |
|---|
| Document Number | 202200003736 |
|---|---|
| Date | Mar 28, 2022 |
| Instrument | 202200003736 |
| Name | CHICAGO MORTGAGE SOLUTIONS CORP |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 2406 SMITHFIELD RD, CHARLOTTESVILLE, VA 22901-2262 |
| Document Number | 0000001785 |
| Instrument Date | Feb 05, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 03, 2020 |
| Title Company | TITLE365 - OMAHA |
| Name | Verified Name |
|---|---|
| Address | 2406 SMITHFIELD RD CHARLOTTESVILLE VA 229012262, CHARLOTTESVILLE, VA 22901-2262 |
| Document Number | 0000001785 |
|---|---|
| Date | Feb 18, 2020 |
| Book Page | 005277/000619 |
| Instrument | 1785 |
| Name | TRUIST BK |
|---|---|
| Address | RICHMOND, VA 23224 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 2406 SMITHFIELD RD, CHARLOTTESVILLE, VA 22901-2262 |
| Document Number | 0000013669 |
| Instrument Date | Dec 06, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 07, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 2406 SMITHFIELD RD CHARLOTTESVILLE VA 229012262, CHARLOTTESVILLE, VA 22901-2262 |
| Document Number | 0000013669 |
|---|---|
| Date | Dec 11, 2019 |
| Book Page | 005253/000463 |
| Instrument | 13669 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 10, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 2406 SMITHFIELD RD, CHARLOTTESVILLE, VA 22901-2262 |
| Document Number | 0000009038 |
| Instrument Date | Aug 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 02, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2406 SMITHFIELD RD CHARLOTTESVILLE VA 229012262, CHARLOTTESVILLE, VA 22901-2262 |
| Document Number | 0000009038 |
|---|---|
| Date | Aug 20, 2019 |
| Book Page | 005208/000541 |
| Instrument | 9038 |
| Name | BLUE RIDGE BK |
|---|---|
| Type | Bank |
| Address | LURAY, VA 22835 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Aug 03, 2018 |
| Property Address | 2406 SMITHFIELD RD, CHARLOTTESVILLE, VA 22901-2262 |
| Book / Page | 005080 / 000222 |
| Instrument Date | Jul 30, 2018 |
| Instrument | 8730 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 24, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 2406 SMITHFIELD RD CHARLOTTESVILLE VA 229012262, CHARLOTTESVILLE, VA 22901-2262 |
| Document Number | 0000008730 |
|---|---|
| Date | Aug 03, 2018 |
| Book Page | 005080/000222 |
| Instrument | 8730 |
| Name | BLUE RIDGE BK |
|---|---|
| Type | Bank |
| Address | LURAY, VA 22835 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 2406 SMITHFIELD RD, CHARLOTTESVILLE, VA 22901-2262 |
| Document Number | 0000003635 |
| Instrument Date | Mar 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 2406 SMITHFIELD RD CHARLOTTESVILLE VA 229012262, CHARLOTTESVILLE, VA 22901-2262 |
| Document Number | 0000003635 |
|---|---|
| Date | Mar 31, 2017 |
| Book Page | 004891/000728 |
| Instrument | 3635 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Bank |
| Address | VIRGINIA BEACH, VA 23451 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Mar 31, 2017 |
| Property Address | 2406 SMITHFIELD RD, CHARLOTTESVILLE, VA 22901-2262 |
| Document Number | 0000003634 |
| Book / Page | 004891 / 000719 |
| Instrument Date | Feb 09, 2017 |
| Instrument | 3634 |
| Transaction Type | Transfer |
| Record Updated | Jul 04, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2404 SMITHFIELD RD CHARLOTTESVILLE VA 229012262, CHARLOTTESVILLE, VA 22901-2262 |
Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,178.00 (-38.3%) | $797,600 (+8.31%) Land $148,800 Building $648,800 | $797,600 (+8.31%) Land $148,800 Building $648,800 |
| 2025 | $6,772.00 (+7.7%) | ||
| 2023 | $6,288.00 | $736,400 Land $148,800 Building $587,600 | $736,400 Land $148,800 Building $587,600 |
Source: FEMA National Flood Hazard Layer, Albemarle County (51003C), updated February 3, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510030108013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 147 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Brightspeed. Availability varies by address; speeds are provider-advertised maximums, not measured.
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