2403 Smithfield Rd, Charlottesville, VA 22901 Property Records

Albemarle County property record for 2403 Smithfield Rd, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,240 sqft · built 1972
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Companies on Record
Last Sale	$272,000 (Jun 2016)
Tax Bill	$4,238 (2026)
Deeds & Mortgages	Apr 2026 Transfer Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`060D0-00-0A-03500`

Property Details

APN / Parcel Number

Primary APN	`060D0-00-0A-03500`
Alternative APN	`22099`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,240 sqft Finished Area
Basement Area	2,260 sqft
Finished Basement	720 sqft
Unfinished Basement	1,120 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Material	Wood
Lot Area	23,087 sqft (0.53 acres)
View / Lot	Proximity to Airport

Exterior Amenities

Porch	Slab
Deck Area	192 sqft
Patio Area	192 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	2403 SMITHFIELD RD
City	CHARLOTTESVILLE
State	VA
Zip	22901-2219
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 RESIDEN
Legal Description	CANTERBURY HILLS 5 A 35
Legal Subdivision	CANTERBURY HILLS
Jurisdiction	ALBEMARLE VA
Township / Civil Division	JACK JOUETT
Census Block Group	3
Census Block	3001
Census Tract	10801

Owner

Source: Albemarle County assessment roll, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Companies on Record
Mailing Address	2403 SMITHFIELD RD, CHARLOTTESVILLE, VA 22901-2219
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Gift Deed, Transfer NONE LISTED ON DOCUMENT
Jan 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2016 · Amount on Record
Deed Sale	Jun 21, 2016 · Amount on Record
Deed Document Number	20166443
Last Transfer Date	Apr 17, 2026
Transfer Doc	0000003602
Record Updated	Sep 20, 2026

April 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Apr 17, 2026
Property Address	2403 SMITHFIELD RD, CHARLOTTESVILLE, VA 22901-2219
Document Number	0000003602
Instrument Date	Apr 17, 2026
Instrument	20263602
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	2403 SMITHFIELD RD, CHARLOTTESVILLE, VA 22901-2219

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	2403 SMITHFIELD RD, CHARLOTTESVILLE, VA 22901-2219
Transaction Type	Mortgage
Record Updated	Feb 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200001280
Date	Jan 31, 2022
Instrument	202200001280

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2037

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,238.00 (+1.83%)	$474,100 (+1.83%) Land $159,900 Building $314,200	$474,100 (+1.83%) Land $159,900 Building $314,200
2025	$4,162.00 (+15.64%)	$465,600 (+10.46%) Land $159,900 Building $305,700	$465,600 (+10.46%) Land $159,900 Building $305,700
2023	$3,599.00	$421,500 Land $159,900 Building $261,600	$421,500 Land $159,900 Building $261,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

Nearby Properties on Smithfield Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures