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2406 Cumberland Way, Crestview, FL 32536 Property Records

Okaloosa County property record for 2406 Cumberland Way, Crestview, FL 32536 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2006
Square Footage1,872 sqft Living Area
Lot Size22,043 sqft (0.506 acres)
OccupancyOwner Occupied
Last Sale$304,900 (2026)
Tax Bill$2,356.00 (2025)

Property Details

APN / Parcel Number

Primary APNC56-000-963-7806-2
Alternative APNs
  • 30-4N-23-1100-000A-0100
  • 23N4301100000A0100

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,872 sqft Living Area
Gross Area2,472 sqft Gross Area
1st Floor1,872 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialBrick Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialWood Roof
Lot Area22,043 sqft (0.506 acres)
Garage TypeAttached Garage
Garage Area400 sqft Garage
Porch Area200 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address2406 CUMBERLAND WAY
CityCRESTVIEW
StateFL
Zip32536-4369
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCARNEGIE HILLS PH I LOT 10 BLK A
Legal Range23W
Legal Township04N
Legal Section30
Legal SubdivisionCARNEGIE HILLS
Legal Phase1
Legal BlockA
Legal Lot Number10
JurisdictionOKALOOSA FL
Minor Civil DivisionCRESTVIEW
Census Blockgroup2
Census Block2000
Census Tract20303

Owner

Source: Okaloosa County records · APN C56-000-963-7806-2

Assessment roll updated December 31, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2406 CUMBERLAND WAY, CRESTVIEW, FL 32536-4369
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 15, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
PENNYMAC LOAN SERVICES LLC
Apr 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
EGLIN FCU
Mar 25, 2026Warranty Deed, Transfer · Veterans Administration Mortgage
UNIVERSITY BANK
Sep 02, 2021Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
WHITNEY BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 25, 2026 · Amount on Record
Deed SaleMar 25, 2026 · Amount on Record
Prior SaleSep 02, 2021 · Amount on Record
Deed Doc Number20263806380
Record RefreshedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address2406 CUMBERLAND WAY, CRESTVIEW, FL 32536-4369
Transaction TypeMortgage
Record UpdatedApr 14, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2406 CUMBERLAND WAY, CRESTVIEW, FL 32536-4369

Mortgage

Document Number0035321409
DateMar 15, 2021
Book Page3532/1409
Instrument3437962
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address2406 CUMBERLAND WAY, CRESTVIEW, FL 32536-4369
Transaction TypeMortgage
Record UpdatedApr 14, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0035390104
DateApr 13, 2021
Book Page3539/104
Instrument3445849
Lender
NameEGLIN FCU
TypeCredit Union
AddressFORT WALTON BEACH, FL 32547
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 27, 2036

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateMar 25, 2026
Property Address2406 CUMBERLAND WAY, CRESTVIEW, FL 32536-4369
Document Number0003806380
Map ReferenceMB 23 PG 23
Instrument DateMar 25, 2026
Instrument3806380
Transaction TypeTransfer
Record UpdatedApr 14, 2026
Title CompanyWAYPOINT TITLE, WAYPOINT TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,134.30
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address5870 OAKCREST DR, CRESTVIEW, FL 32539-6177

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address2406 CUMBERLAND WAY, CRESTVIEW, FL 32536-4369

Mortgage

Document Number0003806383
DateMar 25, 2026
Instrument3806383
Lender
NameUNIVERSITY BANK
TypeBank
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2056

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateSep 02, 2021
Property Address2406 CUMBERLAND WAY, CRESTVIEW, FL 32536-4369
Document Number0035704877
Book / Page3570 / 4877
Map ReferenceMB 23 PG 23
Instrument DateAug 27, 2021
Instrument3485239
Transaction TypeTransfer
Record UpdatedSep 16, 2021
Title CompanyOLD SOUTH LAND TITLE, OLD SOUTH LAND TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,862.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2643 SORREL RIDGE RD, 2643, CRESTVIEW, FL 32536-4332

Transferred To (Grantee/Buyer)

NameVerified Name
Address2406 CUMBERLAND WAY, CRESTVIEW, FL 32536-4369

Mortgage

Document Number35704879
DateSep 02, 2021
Instrument3570/4879
Lender
NameWHITNEY BANK
TypeBank
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2051

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,356.00 (+5.98%) Homeowner's exemption$270,745 (+5.99%)$283,649 (+5.36%) Land $29,678 Building $253,971
2023$2,223.00 (+2.35%) Homeowner's exemption$255,451 (+3%)$269,218 (+8.55%) Land $25,214 Building $244,004
2022$2,172.00 Homeowner's exemption$248,011 Land $23,565 Building $224,446$248,011 Land $23,565 Building $224,446

Flood & Wildfire

2406 Cumberland Way is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Okaloosa County (12091C), updated March 8, 2021

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
56th percentile of exposed land nationally · 27th in Florida
Wildfire LikelihoodModerate — about 1 in 714 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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