2412 Cumberland Way, Crestview, FL 32536 Property Records

Okaloosa County property record for 2412 Cumberland Way, Crestview, FL 32536 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2007
Square Footage	1,896 sqft Living Area
Lot Size	25,141 sqft (0.577 acres)
Occupancy	Owner Occupied
Last Sale	$271,500 (2026)
Tax Bill	$2,511.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`30-4N-23-1100-000A-0070`
Alternative APN	`23N4301100000A0070`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	1,896 sqft Living Area
Gross Area	2,480 sqft Gross Area
1st Floor	1,896 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Wood Roof
Lot Area	25,141 sqft (0.577 acres)
Garage Type	Attached Garage
Garage Area	400 sqft Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	2412 CUMBERLAND WAY
City	CRESTVIEW
State	FL
Zip	32536-4369
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CARNEGIE HILLS PH I LOT 7 BLK A
Legal Range	23W
Legal Township	04N
Legal Section	30
Legal Subdivision	CARNEGIE HILLS
Legal Phase	1
Legal Block	A
Legal Lot Number	7
Jurisdiction	OKALOOSA FL
Minor Civil Division	CRESTVIEW
Census Blockgroup	2
Census Block	2000
Census Tract	20303

Owner

Source: Okaloosa County records · APN 30-4N-23-1100-000A-0070

Assessment roll updated December 31, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2412 CUMBERLAND WAY, CRESTVIEW, FL 32536-4369
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 04, 2026 · Amount on Record
Deed Sale	May 04, 2026 · Amount on Record
Prior Sale	Feb 19, 2007 · Amount on Record
Deed Doc Number	20263814657
Record Refreshed	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	May 04, 2026
Property Address	2412 CUMBERLAND WAY, CRESTVIEW, FL 32536-4369
Document Number	0003814657
Instrument Date	Apr 30, 2026
Instrument	2026.3814657
Transaction Type	Transfer
Record Updated	May 13, 2026
Title Company	FIRST INTERNATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$191,950.50
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2412 CUMBERLAND WAY, CRESTVIEW, FL 32536-4369

Mortgage

Document Number	0003814658,
Date	May 04, 2026
Instrument	2026..3814658

Lender

Name	TOWNE MORTGAGE COMPANY

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate	6.22%
Max Rate	-1%

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,511.00 (+10.81%)		$251,558 (+5.24%) Land $29,678 Building $221,880
2024			$239,035 (+0.74%) Land $26,980 Building $212,055
2023	$2,266.00 (+7.65%)	$238,428 (+9.06%)	$237,269 (+8.53%) Land $25,214 Building $212,055
2022	$2,105.00	$218,623 Land $23,565 Building $195,058	$218,623 Land $23,565 Building $195,058

Flood & Wildfire

2412 Cumberland Way is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Okaloosa County (12091C), updated March 8, 2021

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 49th percentile of exposed land nationally · 19th in Florida
Wildfire Likelihood	Moderate — about 1 in 935 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.