2402 Cumberland Way, Crestview, FL 32536 Property Records

Okaloosa County property record for 2402 Cumberland Way, Crestview, FL 32536 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2006
Square Footage2,123 sqft Heated Area
Lot Size21,894 sqft (0.502 acres)
OccupancyOwner Occupied
Last Sale$228,500 (2018)
Tax Bill$1,921.00 (2025)

Property Details

APN / Parcel Number

Primary APNC56-000-963-7808-8
Alternative APN
  • 30-4N-23-1100-000A-0120

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,123 sqft Heated Area
Gross Area2,719 sqft Gross Area
1st Floor2,123 sqft 1st Floor
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2006
Exterior MaterialBrick Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialWood Roof
Lot Area21,894 sqft (0.502 acres)
Garage TypeFinished Garage
Garage Area420 sqft Garage
Patio Area110 sqft Patio
PorchOpen Porch
Porch Area66 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address2402 CUMBERLAND WAY
CityCRESTVIEW
StateFL
Zip32536-4369
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCARNEGIE HILLS PH I LOT 12 BLK A
Legal Range23
Legal Township04N
Legal Section30
Legal SubdivisionCARNEGIE HILLS PH1
Legal Phase1
Legal BlockA
Legal Lot Number12
JurisdictionOKALOOSA FL
Minor Civil DivisionCRESTVIEW
Census Blockgroup2
Census Block2000
Census Tract20303

Owner

Source: Okaloosa County records · APN C56-000-963-7808-8

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2402 CUMBERLAND WAY, CRESTVIEW, FL 32536-4369
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 20, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
WATERSTONE MORTGAGE CORP
Oct 29, 2018Warranty Deed, Transfer · Veterans Administration Mortgage
WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 29, 2018 · Amount on Record
Deed SaleOct 29, 2018 · Amount on Record
Prior SaleAug 30, 2006 · Amount on Record
Deed Doc Number3240423
Deed Book / Page3372 / 4491
Record RefreshedJun 08, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address2402 CUMBERLAND WAY, CRESTVIEW, FL 32536-4369
Transaction TypeMortgage
Record UpdatedJun 14, 2021
Title CompanyOLD SOUTH LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2402 CUMBERLAND WAY, CRESTVIEW, FL 32536-4369

Mortgage

Document Number0035474708
DateMay 20, 2021
Book Page3547/4708
Instrument3456632
Lender
NameWATERSTONE MORTGAGE CORP
TypeMortgage Company
AddressPEWAUKEE, WI 53072
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2051

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateOct 29, 2018
Property Address2402 CUMBERLAND WAY, CRESTVIEW, FL 32536-4369
Document Number0033724491
Book / Page3372 / 4491
Map ReferenceMB23 PG23&24
Instrument DateOct 25, 2018
Instrument3240423
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyOLD SOUTH LAND TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyCalculated from Tax
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4067 OLD PLANTATION LOOP, 4067, TALLAHASSEE, FL 32311-1307

Transferred To (Grantee/Buyer)

NameVerified Name
Address2402 CUMBERLAND WAY, CRESTVIEW, FL 32536-4369

Mortgage

Document Number0003240424
DateOct 29, 2018
Instrument3240424
Lender
NameWATERSTONE MORTGAGE CORP
TypeLending Institution
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2048

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,921.00 (+6.25%) Homeowner's exemption$225,031 (+5.99%)$320,353 (+5.1%) Land $29,678 Building $290,675
2023$1,808.00 (+2.49%) Homeowner's exemption$212,319 (+3%)$304,807 (+7.99%) Land $25,214 Building $279,593
2022$1,764.00 Homeowner's exemption$206,135$282,250 Land $23,565 Building $258,685

Flood & Wildfire

2402 Cumberland Way is in FEMA Zone X (minimal flood hazard (unshaded X)), outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Okaloosa County (12091C), updated March 8, 2021

FEMA Flood ZoneZone X
minimal flood hazard (unshaded X)
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024)

Wildfire Risk to HomesModerate
53rd percentile of exposed land nationally · 23rd in Florida
Wildfire LikelihoodModerate — about 1 in 862 per year
ExposureIndirect
within ember reach of burnable land · adjoins burnable vegetation

Lookups use the parcel center point against federal datasets; a lot that straddles a boundary may differ at its edges, and lenders make the official flood determination. Wildfire values come from a national model at roughly 900 ft resolution with fuels as of 2020 and describe conditions, not a forecast.

Nearby Properties on Cumberland Way

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