2404 Umbrella Tree Dr, Edgewater, FL 32141 Property Records

Volusia County property record for 2404 Umbrella Tree Dr, Edgewater, FL 32141

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,192 sqft · built 2001
Lot Size	0.229 acres (10,000 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Aug 2007)
Tax Bill	$1,363 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8402-01-09-4780`

Property Details

APN / Parcel Number

Primary APN	`8402-01-09-4780`
Alternative APNs	`6000298.0` `6000298`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,192 sqft Living Area
1st Floor Area	1,192 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.229 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	224 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	6000298.0
Street Address	2404 UMBRELLA TREE DR
City	EDGEWATER
State	FL
Zip	32141-4922
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 9478 & 9479 BLK 307 FLORIDA SHORES NO 10 MB 23 PG 147 PER OR 5288 PG 1495 PER OR 6108 PGS 1550-1551
Legal Range	34E
Legal Township	18S
Legal Section	02
Legal Subdivision	SHORES
Legal Tract	1
Legal Block	307
Legal Lot Number	9478 9479
Jurisdiction	VOLUSIA FL
Township / Civil Division	NEW SMYRNA BEACH
Census Block Group	1
Census Block	1014
Census Tract	83006

Owner

2404 Umbrella Tree Dr is owned and occupied by an individual who bought it in August 2007.

Source: Volusia County records, as of December 19, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2404 UMBRELLA TREE DR, EDGEWATER, FL 32141-4922
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage PUBLIX EMPLOYEES FCU
Jul 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage PUBLIX EMPLOYEES FCU
May 12, 2017	Loan Modification, Mortgage · Line of Credit SUNTRUST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2007 · Amount on File
Deed Sale	Aug 9, 2007 · Amount on File
Prior Sale	Mar 31, 2004 · Amount on File
Deed Document Number	2007-181604
Deed Book / Page	6108 / 1550
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	2404 UMBRELLA TREE DR, EDGEWATER, FL 32141-4922
Transaction Type	Mortgage
Record Updated	Nov 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2404 UMBRELLA TREE DR, EDGEWATER, FL 32141-4922

Mortgage

Document Number	0083301662
Date	Nov 1, 2022
Book Page	8330/1662
Instrument	2022246577

Lender

Name	PUBLIX EMPLOYEES FCU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 1, 2042

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	2404 UMBRELLA TREE DR, EDGEWATER, FL 32141-4922
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0077224719
Date	Jul 19, 2019
Book Page	7722/4719
Instrument	2019-142789

Lender

Name	PUBLIX EMPLOYEES FCU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2034

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	VOLUSIA FL
Property Address	2404 UMBRELLA TREE DR, EDGEWATER, FL 32141-4922
Document Number	0074011524
Instrument Date	May 12, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2404 UMBRELLA TREE DR EDGEWATER FL 321414922, EDGEWATER, FL 32141-4922

Mortgage

Document Number	0074011524
Date	May 22, 2017
Book Page	007401/001524
Instrument	101321

Lender

Name	SUNTRUST BK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 21, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2404 Umbrella Tree Dr was $1,363 with a homeowner's exemption.

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Edgewater City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,363.00 Homeowner's exemption	$107,479	$252,124 Land $54,000 Building $198,124
2023	$1,154.00 (+3.78%) Homeowner's exemption	$101,408 (+3%)	$240,721 (+15.79%) Land $42,000 Building $198,721
2022	$1,112.00 Homeowner's exemption	$98,454	$207,890 Land $29,600 Building $178,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2404 Umbrella Tree Dr in Zone X, an area of minimal flood risk, though there have been 28 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 100 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	100 in force
Nearby Flood Claims	28 (1999–2025)
Claims Outside the SFHA	28 of 28
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 7 claims Hurricane Ian, Sep 2022 · 8 claims Hurricane Ian, Sep 2022 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2404 Umbrella Tree Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDGEWATER serves 28,552 people · EPA ID FL3640331
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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