2403 Umbrella Tree Dr, Edgewater, FL 32141 Property Records

Volusia County property record for 2403 Umbrella Tree Dr, Edgewater, FL 32141

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,716 sqft · built 1988
Lot Size	0.276 acres (12,000 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Jun 2023)
Tax Bill	$5,261 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8402-01-09-4130`

Property Details

APN / Parcel Number

Primary APN	`8402-01-09-4130`
Alternative APNs	`34180201094130` `02183401094130` `3940415.0` `3940415`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,716 sqft Living Area
Gross Area	2,200 sqft
1st Floor Area	1,500 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1994
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,000 sqft (0.276 acres)
Lot Dimensions	100 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	279 sqft
Patio Area	133 sqft
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3940415
Street Address	2403 UMBRELLA TREE DR
City	EDGEWATER
State	FL
Zip	32141-4921
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	07R2B
Legal Description	LOTS 9413 9414 & 9415 EXC E 25 FT BLK 303 FLORIDA SHORES NO 10 MB 23 PG 147 PER OR 4499 PG 1488 PER OR 6489 PG 1147 PER OR 6867 PG 2691 PER OR 6901 PG 3141 PER OR 8406 PG 2711 PER OR 8420 PG 3554
Legal Range	34E
Legal Township	18S
Legal Section	02
Legal Subdivision	FLORIDA SHORES
Legal Tract	01
Legal Block	303
Legal Lot Number	9413
Jurisdiction	VOLUSIA FL
Township / Civil Division	NEW SMYRNA BEACH
Census Block Group	1
Census Block	1013
Census Tract	83006

Owner

Source: Volusia County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2403 UMBRELLA TREE DR, EDGEWATER, FL 32141-4921
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2023 · Amount on Record
Deed Sale	Jun 15, 2023 · Amount on Record
Prior Sale	Sep 3, 2013 · Amount on Record
Deed Document Number	2023122651
Deed Book / Page	8420 / 3554
Prior Transfer Date	May 28, 2013
Prior Transfer Doc	0068672691
Record Updated	Jun 8, 2026

June 2023: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	VOLUSIA FL
Recording Date	Jun 15, 2023
Property Address	2403 UMBRELLA TREE DR, EDGEWATER, FL 32141-4921
Document Number	0084203554
Book / Page	8420 / 3554
Map Reference	MB 23 PG 147
Instrument Date	Jun 8, 2023
Instrument	2023122651
Transaction Type	Transfer
Record Updated	Jul 13, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,540.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	221 N CAUSEWAY, NEW SMYRNA BEACH, FL 32169-5298

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2403 UMBRELLA TREE DR, EDGEWATER, FL 32141-4921

Mortgage

Document Number	0084203555
Date	Jun 15, 2023
Instrument	8420/3555

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Edgewater City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$292,439 (+1.24%) Land $59,616 Building $232,823	$292,439 (+1.24%) Land $59,616 Building $232,823
2025	$5,261.00 (+13.29%)	$288,851 (+0.92%) Land $59,616 Building $229,235	$288,851 (+0.92%) Land $59,616 Building $229,235
2023	$4,644.00 (+10.02%)	$286,212 (+14.95%) Land $57,960 Building $228,252	$286,212 (+14.95%) Land $57,960 Building $228,252
2022	$4,221.00	$248,999 Land $40,848 Building $208,151	$248,999 Land $40,848 Building $208,151

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 100 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	100 in force
Nearby Flood Claims	28 (1999–2025)
Claims Outside the SFHA	28 of 28
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 7 claims Hurricane Ian, Sep 2022 · 8 claims Hurricane Ian, Sep 2022 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDGEWATER serves 28,552 people · EPA ID FL3640331
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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