2331 Umbrella Tree Dr, Edgewater, FL 32141 Property Records

Volusia County property record for 2331 Umbrella Tree Dr, Edgewater, FL 32141

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,532 sqft · built 1998
Lot Size	0.184 acres (8,000 sqft)
Owner	Trust Name on Record
Last Sale	$190,000 (Dec 2017)
Tax Bill	$2,326 (2025)
Deeds & Mortgages	Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8402-01-09-4160`

Property Details

APN / Parcel Number

Primary APN	`8402-01-09-4160`
Alternative APNs	`34180201094160` `02183401094160` `3940423.0` `3940423`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,532 sqft Living Area
Gross Area	2,060 sqft
1st Floor Area	1,532 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,000 sqft (0.184 acres)
Lot Dimensions	100 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	70 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3940423
Street Address	2331 UMBRELLA TREE DR
City	EDGEWATER
State	FL
Zip	32141-4407
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	07R2B
Legal Description	LOTS 9416 & 9417 EXC E 25 FT BLK 304 FLORIDA SHORES NO 10 MB 23 PG 147 PER OR 4911 PG 0771 PER OR 5610 PGS 3695-3696 PER OR 7489 PG 0022
Legal Range	34E
Legal Township	18S
Legal Section	02
Legal Subdivision	FLORIDA SHORES
Legal Tract	01
Legal Block	304
Legal Lot Number	9416
Jurisdiction	VOLUSIA FL
Township / Civil Division	NEW SMYRNA BEACH
Census Block Group	2
Census Block	2069
Census Tract	83006

Owner

Source: Volusia County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	2331 UMBRELLA TREE DR, EDGEWATER, FL 32141-4407
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2017 · Amount on Record
Deed Sale	Dec 27, 2017 · Amount on Record
Prior Sale	Aug 13, 2002 · Amount on Record
Deed Document Number	2017250567
Deed Book / Page	7489 / 24
Prior Transfer Date	Jul 11, 2005
Prior Transfer Doc	0056103695
Record Updated	Jun 8, 2026

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Dec 27, 2017
Property Address	2331 UMBRELLA TREE DR, EDGEWATER, FL 32141-4407
Document Number	0074890022
Book / Page	007489 / 000022
Instrument Date	Dec 21, 2017
Instrument	250567
Transaction Type	Transfer
Record Updated	Aug 30, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,330.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2331 UMBRELLA TREE DR EDGEWATER FL 321414407, EDGEWATER, FL 32141-4407

Mortgage

Document Number	74890024
Date	Dec 27, 2017
Book Page	007489/000024
Instrument	250568

Lender

Name	ENVOY MTG
Type	Mortgage Company
Address	HOUSTON, TX 77056

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2047

Mortgage

Document Number	74890039,
Date	Dec 27, 2017
Book Page	007489/000039
Instrument	250569

Lender

Name	HOUSING FIN AGCY
Type	Funding / Finance Company
Address	TALLAHASSEE, FL 32301-1329

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Edgewater City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$173,962 (+2.7%)	$274,967 (+1.36%) Land $49,680 Building $225,287
2025	$2,326.00 (+3.15%) Homeowner's exemption	$169,389 (+5.99%)	$271,268 (+3.01%) Land $49,680 Building $221,588
2023	$2,255.00 (+2.69%) Homeowner's exemption	$159,822 (+3%)	$263,333 (+13.58%) Land $38,640 Building $224,693
2022	$2,196.00 Homeowner's exemption	$155,167	$231,856 Land $27,232 Building $204,624

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 155 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	155 in force
Nearby Flood Claims	72 (1991–2025)
Claims Outside the SFHA	72 of 72
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 30 claims Hurricane Ian, Nov 2022 · 14 claims Hurricane Ian, Sep 2022 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDGEWATER serves 28,552 people · EPA ID FL3640331
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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