2112 Spencer Rd, Silver Spring, MD 20910 Property Records

Montgomery County property record for 2112 Spencer Rd, Silver Spring, MD 20910

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,450 sqft · built 1956
Lot Size	0.211 acres (9,172 sqft)
Owner	2 Individual Names on File
Last Sale	$495,000 (May 2006)
Tax Bill	$6,086 (2025)
Deeds & Mortgages	Sep 2017 Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01148493`

Property Details

APN / Parcel Number

Primary APN	`13-01148493`
Alternative APN	`01148493`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,450 sqft Living Area
Gross Area	1,618 sqft
1st Floor Area	960 sqft
Basement Area	250 sqft
Finished Basement	250 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Multi-Level
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	9,172 sqft (0.211 acres)
Porch	Enclosed Porch
Porch Area	168 sqft
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01148493
Street Address	2112 SPENCER RD
City	SILVER SPRING
State	MD
Zip	20910-5017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	ROSEMARY HILLS
Legal Subdivision	ROSEMARY HILLS
Legal Block	A
Legal Lot Number	7
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	1
Census Block	1013
Census Tract	702700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Washington Heights Historic District listed 2006 · 347 contributing resources · NRIS 06000875

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2112 Spencer Rd is owned and occupied by two individuals who bought it in May 2006.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2112 SPENCER RD, SILVER SPRING, MD 20910-5017
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2017	Deed of Trust, Mortgage · Commercial Mortgage DEPARTMENT OF COMMERCE FCU
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2006 · Amount on File
Deed Sale	May 22, 2006 · Amount on File
Prior Sale	Nov 3, 1999
Deed Document Number	200650077
Deed Book / Page	32366 / 94
Transfer Doc	0000164244
Record Updated	Sep 20, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	2112 SPENCER RD, SILVER SPRING, MD 20910-5017
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0549160253
Date	Sep 20, 2017
Book Page	54916/253

Lender

Name	DEPARTMENT OF COMMERCE FCU
Type	Credit Union
Address	WASHINGTON, DC 20044

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	179 Months
Due	Aug 27, 2032

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	2112 SPENCER RD, SILVER SPRING, MD 20910-5017
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2112 SPENCER RID, SILVER SPRING, MD 20910

Mortgage

Document Number	0612020350
Date	Nov 30, 2020
Book Page	61202/350

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 2112 Spencer Rd was $6,086.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$532,233 (+2.79%)	$546,700 (-) Land $356,200 Building $190,500
2025	$6,086.00	$517,767	$546,700 Land $356,200 Building $190,500
2023		$496,700	$503,300 Land $356,200 Building $147,100
2022	$5,369.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2112 Spencer Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2112 Spencer Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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