2311 Spencer Rd, Silver Spring, MD 20910 Property Records

Montgomery County property record for 2311 Spencer Rd, Silver Spring, MD 20910

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,948 sqft · built 1967
Lot Size0.26 acres (11,338 sqft)
OwnerIndividual Name on Record
Last Sale$1,170,000 (Jun 2026)
Tax Bill$11,546 (2025)
Deeds & MortgagesJun 2026 Sale
Nov 2017 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN13-01159543

Property Details

APN / Parcel Number

Primary APN13-01159543
Alternative APN
  • 01159543

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,948 sqft Living Area
Gross Area3,468 sqft
1st Floor Area1,568 sqft
Basement Area400 sqft
Finished Basement400 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Architectural StyleBi-Level
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area11,338 sqft (0.26 acres)
Garage TypeAttached
Garage Area520 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number01159543
Street Address2311 SPENCER RD
CitySILVER SPRING
StateMD
Zip20910-2342
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR60
Legal DescriptionROCK CREEK FOREST SE C 2
Legal SubdivisionROCK CREEK FOREST
Legal Block11
Legal Lot Number1
JurisdictionMONTGOMERY MD
Township / Civil Division13
Census Block Group1
Census Block1008
Census Tract702700

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2311 SPENCER RD, SILVER SPRING, MD 20910-2342
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2026Deed, Transfer
PARAGON TITLE
Nov 14, 2017Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
May 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
LEADER FUNDING INC
Nov 4, 2021Deed, Transfer · Conventional Mortgage
PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 2, 2026 · Amount on Record
Deed SaleJun 2, 2026 · Amount on Record
Prior SaleNov 4, 2021 · Amount on Record
Deed Book / Page70559 / 321
Prior Transfer DateMar 12, 2015
Prior Transfer Doc0500340001
Record UpdatedSep 20, 2026

June 2026: Deed, Transfer

Document TypeDeed
JurisdictionMONTGOMERY MD
Recording DateJun 2, 2026
Property Address2311 SPENCER RD, SILVER SPRING, MD 20910-2342
Document Number7055000321
Book / Page70559 / 321
Instrument DateMay 29, 2026
Transaction TypeTransfer
Record UpdatedJun 22, 2026
Title CompanyPARAGON TITLE

Transaction

AmountAmount Recorded
Tax$1,181,700.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2311 SPENCER RD, SILVER SPRING, MD 20910-2342
InvestorPossibly a Property Investor

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address2311 SPENCER RD, SILVER SPRING, MD 20910-2342
Transaction TypeMortgage
Record UpdatedMay 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0552200154
DateNov 14, 2017
Book Page55220/154
Lender
NamePNC BANK NA
TypeBank
AddressPITTSBURGH, PA 15222
Agreement
TypeLine of Credit
AmountAmount Recorded

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address2311 SPENCER RD, SILVER SPRING, MD 20910-2342
Transaction TypeMortgage
Record UpdatedMay 3, 2022
Title CompanyLANDMARK TITLE, LANDMARK TITLE SERVICES INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2311 SPENCER RD, SILVER SPRING, MD 20910-2342

Mortgage

Document Number0629790211
DateMay 13, 2021
Book Page62979/211
Lender
NameLEADER FUNDING INC
TypeMortgage Company
AddressROCKVILLE, MD 20850
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 1, 2036

November 2021: Deed, Transfer

Document TypeDeed
JurisdictionMONTGOMERY MD
Recording DateNov 4, 2021
Property Address2311 SPENCER RD, SILVER SPRING, MD 20910-2342
Document Number0644930247
Book / Page64493 / 247
Map ReferenceMB 51 PL 4000
Instrument DateOct 12, 2021
Transaction TypeTransfer
Record UpdatedNov 24, 2021
Title CompanyUNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$10,712.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2311 SPENCER RD, SILVER SPRING, MD 20910-2342

Mortgage

Document Number64493255
DateNov 4, 2021
Instrument64493/255
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2051

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,029,900 (+3.82%)$1,067,800 (-) Land $392,500 Building $675,300
2025$11,546.00 (-1.43%)$992,000 (+12.31%)$1,067,800 (+11.92%) Land $392,500 Building $675,300
2024$11,714.00 (+31.23%)
2023$883,267$954,100 Land $392,500 Building $561,600
2022$8,926.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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