Chesapeake City property record for 2308 Smith Ave, Chesapeake, VA 23325
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,025 sqft · built 1956 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on File |
| Last Sale | $194,000 (Feb 2010) |
| Tax Bill | $2,263 (2025) |
| Deeds & Mortgages | Nov 2020 Second Mortgage Jan 2022 Line of Credit + 2 more |
| APN | 0205001000920 |
| Primary APN | 0205001000920 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,025 sqft Living Area |
| 1st Floor Area | 1,025 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 110 ft deep x 73 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 24 sqft |
| Patio Area | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2308 SMITH AVE |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23325-5026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6: RESIDE |
| Legal Description | 19-A RESUB OF LTS 17 18 19 & 20 BLK 8 I R H SITES |
| Legal Subdivision | INDIAN RIVER HOMESITES |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 20809 |
2308 Smith Ave is owned and occupied by an individual who bought it in February 2010.
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2308 SMITH AVE, CHESAPEAKE, VA 23325-5026 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 20, 2020 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| Jan 4, 2022 | Deed of Trust, Mortgage · Line of Credit LANGLEY FEDERAL CREDIT UNION |
| Jan 4, 2008 | Warranty Deed, Transfer PRIVATE |
| Oct 11, 2007 | Warranty Deed, Construction Loan · Construction Mortgage BANK OF HAMPTON ROADS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 26, 2010 · Amount on File |
| Deed Sale | Feb 26, 2010 · Amount on File |
| Prior Sale | Jan 4, 2008 · Amount on File |
| Deed Book / Page | 8059 / 1 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2308 SMITH AVE, CHESAPEAKE, VA 23325-5026 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 010260/935 |
|---|---|
| Date | Nov 20, 2020 |
| Book Page | 10260/935 |
| Instrument | 200043788 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 232 Months |
| Due | Mar 1, 2040 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2308 SMITH AVE, CHESAPEAKE, VA 23325-5026 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 10503/1633 |
|---|---|
| Date | Jan 4, 2022 |
| Book Page | 10503/1633 |
| Instrument | 220000325 |
| Name | LANGLEY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 83 Months |
| Due | Dec 22, 2028 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jan 4, 2008 |
| Property Address | 2308 SMITH AVE, CHESAPEAKE, VA 23325-5026 |
| Document Number | 007324/152 |
| Book / Page | 7324 / 152 |
| Instrument Date | Dec 7, 2007 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 007324/155 |
|---|---|
| Date | Jan 4, 2008 |
| Book Page | 7324/155 |
| Name | PRIVATE |
|---|
| Amount | Amount on Record |
|---|
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Oct 11, 2007 |
| Property Address | 2308 SMITH AVE, CHESAPEAKE, VA 23325-5026 |
| Document Number | 007241/841 |
| Book / Page | 7241 / 841 |
| Instrument Date | Sep 25, 2007 |
| Transaction Type | Construction Loan |
| Record Updated | May 7, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0007241844 |
|---|---|
| Date | Oct 11, 2007 |
| Instrument | 7241/844 |
| Name | BANK OF HAMPTON ROADS |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 2308 Smith Ave was $2,263.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $231,200 (+3.17%) Land $125,000 Building $106,200 | $231,200 (+3.17%) Land $125,000 Building $106,200 | |
| 2025 | $2,263.00 | $224,100 Land $115,000 Building $109,100 | $224,100 Land $115,000 Building $109,100 |
| 2023 | $192,700 (+5.7%) Land $100,000 Building $92,700 | $192,700 (+5.7%) Land $100,000 Building $92,700 | |
| 2022 | $182,300 Land $95,000 Building $87,300 | $182,300 Land $95,000 Building $87,300 | |
| 2019 | $1,737.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 2308 Smith Ave; 7 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2308 Smith Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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