2403 State Rd 427, Waterloo, IN 46793 Property Records

DeKalb County property record for 2403 State Rd 427, Waterloo, IN 46793

Property Summary

Property TypeRural Home
Details3 bd · 2.5 ba · 2,040 sqft · built 1984
Lot Size4.68 acres (203,861 sqft)
OwnerIndividual Name on File
Last Sale$454,000 (Mar 2018)
Tax Bill$1,521 (2025)
Deeds & MortgagesMar 2018 Construction Loan
Flood ZoneZone X (minimal risk)
APN17-02-35-300-003.000-018

Property Details

APN / Parcel Number

Primary APN17-02-35-300-003.000-018
Alternative APN
  • 100235300003

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area2,040 sqft Living Area
1st Floor Area2,040 sqft
Basement Area2,040 sqft
Unfinished Basement2,040 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area203,861 sqft (4.68 acres)
TerrainRolling
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
Pool TypeAbove-Ground Pool
Pool Area530 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number100235300003
Street Address2403 STATE ROAD 427
CityWATERLOO
StateIN
Zip46793-9328
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionPT W1/2 SW1/4 SECTION 35 TWP 35 RANGE 13 ACRES 4.68
Legal SubdivisionNATE & TARYNS PLACE
JurisdictionDE KALB IN
Township / Civil DivisionSMITHFIELD
Census Block Group3
Census Block3067
Census Tract20100

Owner

2403 State Rd 427, a rural home, is owned and occupied by an individual who bought it in March 2018.

Source: DeKalb County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address2403 STATE ROAD 427, WATERLOO, IN 46793-9328
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 2, 2018 · Amount on File
Deed SaleMar 2, 2018 · Amount on File
Deed Document Number20181051
Record UpdatedOct 29, 2026

March 2018: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionDE KALB IN
Recording DateMar 2, 2018
Property Address2403 STATE ROAD 427, WATERLOO, IN 46793-9328
Document Number201801051
Map ReferenceDOC201800992
Instrument DateFeb 28, 2018
Instrument201801051
Transaction TypeConstruction Loan
Record UpdatedNov 29, 2021
Title CompanyTITAN TITLE SERVICES LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2403 STATE ROAD 427, WATERLOO, IN 46793-9328

Mortgage

Document Number201801052
DateMar 2, 2018
Instrument201801052
Lender
NameTHREE RIVERS FCU
TypeCredit Union
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term366 Months
DueSep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2403 State Rd 427 was $1,521, down 4.3% from the year before.

Source: DeKalb County assessment roll, as of June 19, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyDeKalb County
County SubdivisionSmithfield Township
Unified School DistrictDeKalb County Central United School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,521.00 (-4.34%)$328,400 (+1.67%) Land $41,800 Building $286,600$328,400 (+1.67%) Land $41,800 Building $286,600
2024$1,590.00 (+11.27%)$323,000 (+5.04%) Land $40,100 Building $282,900$323,000 (+5.04%) Land $40,100 Building $282,900
2023$1,429.00 (-5.92%)$307,500 (+13.68%) Land $37,100 Building $270,400$307,500 (+13.68%) Land $37,100 Building $270,400
2022$1,519.00$270,500 Land $31,800 Building $238,700$270,500 Land $31,800 Building $238,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2403 State Rd 427 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2009)
Most Recent ClaimMar 2009 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2403 State Rd 427 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · above 40% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
MetaLINK Technologies
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Lakeland Internet
Fixed Wireless
100 / 20
Watch TV
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
25 / 3
Frontier
DSL
10 / 1

May also be available: AT&T, Mercury Fiber.

Nearby Properties on State Rd 427

Nearby Streets

Search Property Records by Address or Parcel Number