2402 State Rd 427, Waterloo, IN 46793 Property Records

DeKalb County property record for 2402 State Rd 427, Waterloo, IN 46793

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,340 sqft · built 1954
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Tax Bill	$639 (2025)
Deeds & Mortgages	Sep 2023 Sale Aug 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-02-35-300-002.000-018`

Property Details

APN / Parcel Number

Primary APN	`17-02-35-300-002.000-018`
Alternative APN	`100235300002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,340 sqft Living Area
1st Floor Area	2,340 sqft
Basement Area	1,170 sqft
Unfinished Basement	1,170 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1975
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Shed	1 Shed
Shed Area	128 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	100235300002
Street Address	2402 STATE ROAD 427
City	WATERLOO
State	IN
Zip	46793-9328
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT W1/2 SW1/4 SECTION 35 TWP 35 RANGE 13 ACRES 1.0000
Legal Subdivision	ENSLEYS SECOND ADDITION
Jurisdiction	DE KALB IN
Township / Civil Division	SMITHFIELD
Census Block Group	3
Census Block	3057
Census Tract	20100

Owner

Source: DeKalb County records · APN 17-02-35-300-002.000-018

Assessment roll updated June 19, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2402 STATE ROAD 427, WATERLOO, IN 46793-9328
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 08, 2023	Limited Warranty Deed, Transfer TRADEMARK TITLE INC, TRADEMARK TITLE
Aug 01, 2019	Deed, Transfer
Oct 04, 2018	Warranty Deed, Transfer STILLWATER IRA PARTNERS LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 08, 2023
Deed Sale	Sep 08, 2023
Prior Sale	Aug 01, 2019
Deed Document Number	20234597
Record Updated	Sep 20, 2026

September 2023: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	DE KALB IN
Recording Date	Sep 08, 2023
Property Address	2402 STATE ROAD 427, WATERLOO, IN 46793-9328
Document Number	0202304597
Instrument Date	Aug 29, 2023
Instrument	202304597
Transaction Type	Transfer
Record Updated	Sep 29, 2023
Title Company	TRADEMARK TITLE INC, TRADEMARK TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2402 STATE ROAD 427, WATERLOO, IN 46793-9328

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	DE KALB IN
Recording Date	Aug 01, 2019
Property Address	2402 STATE ROAD 427, WATERLOO, IN 46793-9328
Document Number	0201903587
Instrument Date	Jul 25, 2019
Instrument	201903587
Transaction Type	Transfer
Record Updated	Aug 08, 2022

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18521 E QUEEN CREEK RD STE 105, 105, QUEEN CREEK, AZ 85142-5867

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IN
Recording Date	Oct 04, 2018
Property Address	2402 STATE ROAD 427, WATERLOO, IN 46793-9328
Document Number	0201805229
Instrument Date	Sep 17, 2018
Instrument	201805229
Transaction Type	Transfer
Record Updated	Aug 08, 2022

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1225 E LENIS, FORT WAYNE, IN 46803-2065

Mortgage

Document Number	0201805230
Date	Oct 04, 2018
Instrument	201805230

Lender

Name	STILLWATER IRA PARTNERS LLC
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2048

Tax Assessment & Valuation

Source: DeKalb County records · Assessment roll updated June 19, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Indiana
County	DeKalb County
County Subdivision	Smithfield Township
Unified School District	DeKalb County Central United School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$639.00 (-32.24%)	$167,600 (+3.71%) Land $23,800 Building $143,800	$167,600 (+3.71%) Land $23,800 Building $143,800
2024	$943.00 (+67.2%)	$161,600 (+5%) Land $22,900 Building $138,700	$161,600 (+5%) Land $22,900 Building $138,700
2023	$564.00 (-67.9%)	$153,900 (+12.91%) Land $21,600 Building $132,300	$153,900 (+12.91%) Land $21,600 Building $132,300
2022	$1,757.00 (+29.19%)	$136,300 Land $18,800 Building $117,500	$136,300 Land $18,800 Building $117,500
2021	$1,360.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 27, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2009)
Most Recent Claim	Mar 2009 · Severe Storms, Tornadoes, And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Defiance Holdings Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Lakeland Internet Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3
Benton Ridge Telephone Company Fixed Wireless	25 / 3

May also be available: Frontier, Mercury Broadband, T-Mobile USA.

Based on FCC filings for 3 locations within half a mile of this property.

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