DeKalb County property record for 2187 State Rd 427, Waterloo, IN 46793
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,560 sqft · built 1930 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $351 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-02-35-200-003.000-018 |
| Primary APN | 17-02-35-200-003.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,560 sqft Living Area |
| 1st Floor Area | 1,560 sqft |
| Basement Area | 1,560 sqft |
| Unfinished Basement | 1,626 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1970 |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 100235200003 |
|---|---|
| Street Address | 2187 STATE ROAD 427 |
| City | WATERLOO |
| State | IN |
| Zip | 46793-9707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NE1/4 SECTION 35 TWP 35 RANGE 13 ACRES 1.0000 |
| Jurisdiction | DE KALB IN |
| Township / Civil Division | SMITHFIELD |
| Census Block Group | 3 |
| Census Block | 3067 |
| Census Tract | 20100 |
2187 State Rd 427 is owned and occupied by an individual who acquired it in April 2011.
Source: DeKalb County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2187 STATE ROAD 427, WATERLOO, IN 46793-9707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 26, 2011 |
| Deed Sale | Apr 26, 2011 |
| Deed Document Number | 20112108 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 2187 State Rd 427 was $351, up 6% from the year before.
Source: DeKalb County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | DeKalb County |
| County Subdivision | Smithfield Township |
| Unified School District | DeKalb County Central United School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $351.00 (+6.04%) | $177,800 (+6.59%) Land $29,900 Building $147,900 | $177,800 (+6.59%) Land $29,900 Building $147,900 |
| 2024 | $331.00 (+18.64%) | $166,800 (+4.58%) Land $28,800 Building $138,000 | $166,800 (+4.58%) Land $28,800 Building $138,000 |
| 2023 | $279.00 (-41.88%) | $159,500 (+11.46%) Land $27,100 Building $132,400 | $159,500 (+11.46%) Land $27,100 Building $132,400 |
| 2022 | $480.00 | $143,100 Land $23,600 Building $119,500 | $143,100 Land $23,600 Building $119,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2187 State Rd 427 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2009) |
| Most Recent Claim | Mar 2009 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2187 State Rd 427 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| MetaLINK Technologies Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| Lakeland Internet Fixed Wireless | 100 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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