2403 Bailey Ave, Chattanooga, TN 37404 Property Records

Hamilton County property record for 2403 Bailey Ave, Chattanooga, TN 37404

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,646 sqft · built 1920
Lot Size0.153 acres (6,678 sqft)
Owner2 Individual Names on Record
Last Sale$162,500 (Feb 2022)
Tax Bill$522 (2025)
Deeds & MortgagesDec 2022 Mortgage
Nov 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN146N E 024

Property Details

APN / Parcel Number

Primary APN146N E 024
Alternative APN
  • 0000076563

Interior

Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,646 sqft Living Area

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1944
Exterior MaterialAsbestos
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,678 sqft (0.153 acres)
Lot Dimensions126 ft deep x 53 ft wide
Garage TypeDetached
Garage Area350 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000076563
Street Address2403 BAILEY AVE
CityCHATTANOOGA
StateTN
Zip37404-3310
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLT 13 BLK 7 CHAMBERLAIN AVE LAND CO ADDN PB3 PG14
Legal SubdivisionCHAMBERLAIN AVE LAND
Legal Block7
Legal Lot Number13
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group2
Census Block2003
Census Tract1300

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-owner2 Co-owners on Record
Mailing Address615 SE WHIMBREL LOOP, COLLEGE PLACE, WA 99324-2056
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 2, 2022Deed of Trust, Mortgage · Conventional Mortgage
ARK-LA-TEX FINANCE SERVICES LLC
Nov 17, 2022Quit Claim Deed, Transfer · Conventional Mortgage
ARK-LA-TEX FINANCE SERVICES LLC
Feb 2, 2022Warranty Deed, Transfer · Line of Credit
TRIDENT REALTY INVESTMENTS LLC
Dec 13, 2021Deed, Transfer

Assessor's Deed Record

Deed Names4 Names on Deed
Last SaleFeb 2, 2022 · Amount on Record
Deed SaleFeb 2, 2022 · Amount on Record
Prior SaleFeb 2, 2022 · Amount on Record
Deed Document Number0000000149
Deed Book / Page12831 / 327
Last Transfer DateNov 17, 2022
Transfer Doc0000000110
Record UpdatedJun 8, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address2403 BAILEY AVE, CHATTANOOGA, TN 37404-3310
Transaction TypeMortgage
Record UpdatedDec 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000005
DateDec 2, 2022
Book Page13156/325
Instrument2022120200005
Lender
NameARK-LA-TEX FINANCE SERVICES LLC
TypeMortgage Company
AddressPLANO, TX 75024
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2052

November 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON TN
Recording DateNov 17, 2022
Property Address2403 BAILEY AVE, CHATTANOOGA, TN 37404-3310
Document Number0000000110
Book / Page13145 / 567
Map ReferenceMB 3 PG 14
Instrument DateNov 17, 2022
Instrument2022111700110
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common

Mortgage

Document Number0013156325
DateNov 17, 2022
Instrument13156/325
Lender
NameARK-LA-TEX FINANCE SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2052

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateFeb 2, 2022
Property Address2403 BAILEY AVE, CHATTANOOGA, TN 37404-3310
Document Number0000000149
Book / Page12831 / 327
Map ReferenceMB 3 PG 14
Instrument DateFeb 1, 2022
Instrument2022020200149
Transaction TypeTransfer
Record UpdatedJan 1, 2026
Title CompanyTITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$601.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address227 S SEMINOLE DR # B, B, CHATTANOOGA, TN 37411-4126

Mortgage

Document Number0012831329
DateFeb 2, 2022
Instrument12831/329
Lender
NameTRIDENT REALTY INVESTMENTS LLC
TypeNon-Lending Institution
Agreement
TypeLine of Credit
AmountAmount Recorded

December 2021: Deed, Transfer

Document TypeDeed
JurisdictionHAMILTON TN
Recording DateDec 13, 2021
Property Address2403 BAILEY AVE, CHATTANOOGA, TN 37404-3310
Document Number0000000270
Book / Page12769 / 555
Instrument DateDec 6, 2021
Instrument2021121300270
Transaction TypeTransfer
Record UpdatedJan 1, 2026

Transaction

AmountAmount Recorded
Tax$499.13
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5251C HIGHWAY 153 # 356, HIXSON, TN 37343-4910

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$522.00 (-8.9%)$34,450 (+34.44%)$137,800 (+34.44%) Land $50,000 Building $87,800
2024$573.00$25,625 (-)$102,500 (-) Land $30,000 Building $72,500
2023$573.00$25,625 (-)$102,500 (-) Land $30,000 Building $72,500
2022$573.00$25,625$102,500 Land $30,000 Building $72,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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