Hamilton County property record for 2406 Bailey Ave, Chattanooga, TN 37404
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,560 sqft · built 1925 |
| Lot Size | 0.153 acres (6,700 sqft) |
| Owner | Individual Name on File |
| Last Sale | $27,975 (Apr 2022) |
| Tax Bill | $461 (2025) |
| Deeds & Mortgages | May 2025 Line of Credit Jul 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 146N J 004 |
| Primary APN | 146N J 004 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,560 sqft Living Area |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1963 |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,700 sqft (0.153 acres) |
| Lot Dimensions | 134 ft deep x 50 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000076623 |
|---|---|
| Street Address | 2406 BAILEY AVE |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37404-3326 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 4 BLK 12 CHAMBERLAIN AVE LAND CO ADDN PB3 PG14 |
| Legal Subdivision | CHAMBERLAIN AVE LAND |
| Legal Block | 12 |
| Legal Lot Number | 4 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 1300 |
Source: Hamilton County assessment roll, as of May 20, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2406 BAILEY AVE, CHATTANOOGA, TN 37404-3326 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 23, 2025 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Jul 1, 2024 | Deed of Trust, Mortgage CHATTANOOGA COMMUNITY HOUSING DEVEPMENT |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 1, 2022 · Amount on Record |
| Deed Sale | Apr 1, 2022 · Amount on Record |
| Prior Sale | May 12, 2005 · Amount on Record |
| Deed Document Number | 0012910675 |
| Prior Transfer Date | Dec 19, 2005 |
| Prior Transfer Doc | 2005121900370 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 2406 BAILEY AVE, CHATTANOOGA, TN 37404-3326 |
| Transaction Type | Mortgage |
| Record Updated | Jan 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2406 BAILEY AVE A, A, CHATTANOOGA, TN 37404-3326 |
| Document Number | 0000000055 |
|---|---|
| Date | May 23, 2025 |
| Book Page | 13930/398 |
| Instrument | 2025052300055 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 2406 BAILEY AVE, CHATTANOOGA, TN 37404-3326 |
| Transaction Type | Mortgage |
| Record Updated | Jan 1, 2026 |
| Title Company | FIRST TITLE |
| Name | Verified Name |
|---|---|
| Address | 2406 BAILEY AVE, CHATTANOOGA, TN 37404-3326 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000284 |
|---|---|
| Date | Jul 1, 2024 |
| Book Page | 13638/139 |
| Instrument | 2024070100284 |
| Name | CHATTANOOGA COMMUNITY HOUSING DEVEPMENT |
|---|---|
| Type | Non-Lending Institution |
| Address | CHATTANOOGA, TN 37402 |
| Amount | Amount Recorded |
|---|
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $461.00 (+31.71%) | $30,450 (+94.26%) | $121,800 (+94.26%) Land $50,000 Building $71,800 |
| 2024 | $350.00 | $15,675 (-) | $62,700 (-) Land $30,000 Building $32,700 |
| 2023 | $350.00 | $15,675 (-) | $62,700 (-) Land $30,000 Building $32,700 |
| 2022 | $350.00 | $15,675 | $62,700 Land $30,000 Building $32,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Electric Power Board of Chattanooga, Tennessee Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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