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2406 Bailey Ave, Chattanooga, TN 37404 Property Records

Hamilton County property record for 2406 Bailey Ave, Chattanooga, TN 37404

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,560 sqft · built 1925
Lot Size0.153 acres (6,700 sqft)
OwnerIndividual Name on File
Last Sale$27,975 (Apr 2022)
Tax Bill$461 (2025)
Deeds & MortgagesMay 2025 Line of Credit
Jul 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN146N J 004

Property Details

APN / Parcel Number

Primary APN146N J 004
Alternative APN
  • 0000076623

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,560 sqft Living Area

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1963
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,700 sqft (0.153 acres)
Lot Dimensions134 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000076623
Street Address2406 BAILEY AVE
CityCHATTANOOGA
StateTN
Zip37404-3326
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLT 4 BLK 12 CHAMBERLAIN AVE LAND CO ADDN PB3 PG14
Legal SubdivisionCHAMBERLAIN AVE LAND
Legal Block12
Legal Lot Number4
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group2
Census Block2008
Census Tract1300

Owner

Source: Hamilton County assessment roll, APN 146N J 004, as of May 20, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2406 BAILEY AVE, CHATTANOOGA, TN 37404-3326
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 23, 2025Deed of Trust, Mortgage · Line of Credit
TRUIST BANK
Jul 01, 2024Deed of Trust, Mortgage
CHATTANOOGA COMMUNITY HOUSING DEVEPMENT

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 01, 2022 · Amount on Record
Deed SaleApr 01, 2022 · Amount on Record
Prior SaleMay 12, 2005 · Amount on Record
Deed Document Number0012910675
Prior Transfer DateDec 19, 2005
Prior Transfer Doc2005121900370
Record UpdatedJun 08, 2026

May 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address2406 BAILEY AVE, CHATTANOOGA, TN 37404-3326
Transaction TypeMortgage
Record UpdatedJan 01, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2406 BAILEY AVE A, A, CHATTANOOGA, TN 37404-3326

Mortgage

Document Number0000000055
DateMay 23, 2025
Book Page13930/398
Instrument2025052300055
Lender
NameTRUIST BANK
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address2406 BAILEY AVE, CHATTANOOGA, TN 37404-3326
Transaction TypeMortgage
Record UpdatedJan 01, 2026
Title CompanyFIRST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2406 BAILEY AVE, CHATTANOOGA, TN 37404-3326
InvestorPossibly a Property Investor

Mortgage

Document Number0000000284
DateJul 01, 2024
Book Page13638/139
Instrument2024070100284
Lender
NameCHATTANOOGA COMMUNITY HOUSING DEVEPMENT
TypeNon-Lending Institution
AddressCHATTANOOGA, TN 37402
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hamilton County assessment roll as of May 20, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$461.00 (+31.71%)$30,450 (+94.26%)$121,800 (+94.26%) Land $50,000 Building $71,800
2024$350.00$15,675 (-)$62,700 (-) Land $30,000 Building $32,700
2023$350.00$15,675 (-)$62,700 (-) Land $30,000 Building $32,700
2022$350.00$15,675$62,700 Land $30,000 Building $32,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), as of August 30, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 538 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Electric Power Board of Chattanooga, Tennessee
Fiber		100,000 / 100,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system TN0000107, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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