Hamilton County property record for 2317 Bailey Ave, Chattanooga, TN 37404
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,347 sqft · built 1930 |
| Lot Size | 0.153 acres (6,700 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $50,000 (Jan 2007) |
| Tax Bill | $433 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 146N D 012 |
| Primary APN | 146N D 012 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,347 sqft Living Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,700 sqft (0.153 acres) |
| Lot Dimensions | 134 ft deep x 50 ft wide |
| Garage Type | Detached |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000076531 |
|---|---|
| Street Address | 2317 BAILEY AVE |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37404-3213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 10 BLK 43 MONTAGUES HIGHLAND PARK ADDN NO 2 PB1 PG35 |
| Legal Subdivision | MONTAGUES ADDN HIGHL |
| Legal Block | 43 |
| Legal Lot Number | 10 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 1300 |
The current owner of 2317 Bailey Ave acquired it in August 2007.
Source: Hamilton County records, as of December 31, 2025
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 2317 BAILEY AVE, CHATTANOOGA, TN 37404-3213 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 9, 2007 · Amount on File |
| Deed Sale | Jan 9, 2007 · Amount on File |
| Prior Sale | Jan 9, 2007 · Amount on File |
| Deed Document Number | 0000000057 |
| Last Transfer Date | Aug 20, 2007 |
| Transfer Doc | 0000000137 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 2317 BAILEY AVE, CHATTANOOGA, TN 37404-3213 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000000124 |
|---|---|
| Date | Jan 4, 2022 |
| Book Page | 12796/906 |
| Instrument | 2022010400124 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Nov 5, 2051 |
The 2025 property tax bill for 2317 Bailey Ave was $433, down 15.3% from the year before.
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $433.00 (-15.26%) | $28,600 (+25.03%) | $114,400 (+25.03%) Land $50,000 Building $64,400 |
| 2024 | $511.00 | $22,875 (-) | $91,500 (-) Land $30,000 Building $61,500 |
| 2023 | $511.00 | $22,875 (-) | $91,500 (-) Land $30,000 Building $61,500 |
| 2022 | $511.00 | $22,875 | $91,500 Land $30,000 Building $61,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2317 Bailey Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1989) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 1989 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2317 Bailey Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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