2402 Rippling Brook Rd, Frederick, MD 21701 Property Records

Frederick County property record for 2402 Rippling Brook Rd, Frederick, MD 21701 · Last verified April 2026

Property Summary

Property Type	Townhouse
Details	2.5 ba · 3,438 sqft · built 2001
Lot Size	0.06 acres (2,632 sqft)
Owner	2 Individual Names on File
Last Sale	$370,000 (Nov 2019)
Tax Bill	$7,091 (2024)
Deeds & Mortgages	Jun 2020 Line of Credit Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-232944`

Property Details

APN / Parcel Number

Primary APN	`02-232944`
Alternative APNs	`2232944` `232944`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	3,438 sqft Living Area
Gross Area	3,858 sqft
1st Floor Area	1,199 sqft
Basement Area	407 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,632 sqft (0.06 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	232944
Street Address	2402 RIPPLING BROOK RD
City	FREDERICK
State	MD
Zip	21701-9382
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 101 SEC 4 PL 21 BLK L-2,632 SQ FT WORMANS MILL
Legal Subdivision	WORMANS MILL SEC 04 21
Legal Block	L
Legal Lot Number	101
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1019
Census Tract	750802

Owner

Source: Frederick County records · APN 02-232944

Assessment roll updated August 4, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2402 RIPPLING BROOK RD, FREDERICK, MD 21701-9382
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2020	Deed of Trust, Mortgage · Line of Credit APL FCU
Mar 05, 2020	Deed of Trust, Mortgage · Conventional Mortgage APL FCU
Nov 14, 2019	Grant Deed, Transfer · Conventional with PMI PRIME LNDG
Oct 22, 2018	Grant Deed, Transfer · Conventional Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 14, 2019 · Amount on Record
Deed Sale	Nov 14, 2019 · Amount on Record
Prior Sale	Oct 22, 2018 · Amount on Record
Deed Book / Page	13341 / 92
Prior Transfer Date	Feb 23, 2007
Prior Transfer Doc	0064800034
Record Updated	Jun 08, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2402 RIPPLING BROOK RD, FREDERICK, MD 21701-9382
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0138010111
Date	Jun 11, 2020
Book Page	13801/111

Lender

Name	APL FCU
Type	Credit Union
Address	LAUREL, MD 20723

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2402 RIPPLING BROOK RD, FREDERICK, MD 21701-9382
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0135710308
Date	Mar 05, 2020
Book Page	13571/308

Lender

Name	APL FCU
Type	Credit Union
Address	LAUREL, MD 20723

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2050

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Nov 14, 2019
Property Address	2402 RIPPLING BROOK RD, FREDERICK, MD 21701-9382
Document Number	0133410092
Book / Page	013341 / 000092
Instrument Date	Nov 07, 2019
Transaction Type	Transfer
Record Updated	Nov 28, 2019
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2402 RIPPLING BROOK RD FREDERICK MD 217019382, FREDERICK, MD 21701-9382

Mortgage

Document Number	133410099
Date	Nov 14, 2019
Book Page	013341/000099

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 13, 2049

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Oct 22, 2018
Property Address	2402 RIPPLING BROOK RD, FREDERICK, MD 21701-9382
Document Number	0126790154
Book / Page	012679 / 000154
Instrument Date	Oct 10, 2018
Transaction Type	Transfer
Record Updated	Nov 02, 2018
Title Company	KEYSTONE SETTLEMENT SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$359.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2402 RIPPLING BROOK RD FREDERICK MD 217019382, FREDERICK, MD 21701-9382

Mortgage

Document Number	126790159
Date	Oct 22, 2018
Book Page	012679/000159

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 21, 2048

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$406,800 (+13.82%) Land $90,000 Building $316,800	$406,800 (-) Land $90,000 Building $316,800
2024	$7,091.00 (+8.89%)
2023	$6,512.00	$357,400	$406,800 Land $90,000 Building $316,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217508021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 12 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 514 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250

May also be available at this address: AT&T, Shenandoah Telecommunications Company, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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