2406 Rippling Brook Rd, Frederick, MD 21701 Property Records

Frederick County property record for 2406 Rippling Brook Rd, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	3.5 ba · 3,438 sqft · built 2001
Lot Size	0.057 acres (2,501 sqft)
Owner	2 Individual Names on Record
Last Sale	$385,000 (Feb 2021)
Tax Bill	$7,959 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-232960`

Property Details

APN / Parcel Number

Primary APN	`02-232960`
Alternative APNs	`2232960` `232960`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	3,438 sqft Living Area
Gross Area	3,858 sqft
1st Floor Area	1,199 sqft
Basement Area	407 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	2,501 sqft (0.057 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Deck Area	317 sqft
Balcony Area	368 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	232960
Street Address	2406 RIPPLING BROOK RD
City	FREDERICK
State	MD
Zip	21701-9382
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PND
Legal Description	LOT 103 SEC 4 PL 21 BLK L-2,501 SQ FT WORMANS MILL
Legal Subdivision	WORMANS MILL
Legal Block	L
Legal Lot Number	103
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1019
Census Tract	750802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2406 RIPPLING BROOK RD, FREDERICK, MD 21701-9382
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2023	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Feb 7, 2022	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Feb 16, 2021	Deed, Transfer · FHA Mortgage BANK OF AMERICA NA
Sep 11, 2017	Deed, Transfer · VA Mortgage SECURITY AMERICA MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2021 · Amount on Record
Deed Sale	Feb 16, 2021 · Amount on Record
Prior Sale	Sep 11, 2017 · Amount on Record
Deed Book / Page	14551 / 427
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2406 RIPPLING BROOK RD, FREDERICK, MD 21701-9382
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2406 RIPPLING BROOK RD, FREDERICK, MD 21701-9382

Mortgage

Document Number	0165970225
Date	Sep 13, 2023
Book Page	16597/225

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	327 Months
Due	Dec 1, 2050

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2406 RIPPLING BROOK RD, FREDERICK, MD 21701-9382
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2406 RIPPLING BROOK RD, FREDERICK, MD 21701-9382

Mortgage

Document Number	0157100295
Date	Feb 7, 2022
Book Page	15710/295

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	346 Months
Due	Dec 1, 2050

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Feb 16, 2021
Property Address	2406 RIPPLING BROOK RD, FREDERICK, MD 21701-9382
Document Number	0145510427
Book / Page	14551 / 427
Map Reference	MB 68 PL 48
Instrument Date	Nov 24, 2020
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$962.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2406 RIPPLING BROOK RD, FREDERICK, MD 21701-9382

Mortgage

Document Number	14551435
Date	Feb 16, 2021
Instrument	14551/435

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Dec 1, 2050

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Sep 11, 2017
Property Address	2406 RIPPLING BROOK RD, FREDERICK, MD 21701-9382
Document Number	0120230188
Book / Page	12023 / 0188
Map Reference	MB68 PL48
Instrument Date	Aug 25, 2017
Instrument	12023-0188
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	TERRAIN TITLE & ESCROW CO LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,056.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2406 RIPPLING BROOK RD, FREDERICK, MD 21701-9382

Mortgage

Document Number	120230195
Date	Sep 11, 2017
Instrument	12023-0195

Lender

Name	SECURITY AMERICA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$461,400 (+21.78%)	$521,800 (+21.01%) Land $130,000 Building $391,800
2025	$7,959.00 (+15.38%)
2023	$6,898.00	$378,867	$431,200 Land $90,000 Building $341,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 598 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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