2400 RIPPLING BROOK RD FREDERICK MD 217019382, FREDERICK, MD 21701-9382
Mortgage
Document Number
0136850181
Date
Apr 27, 2020
Book Page
013685/000181
Lender
Name
FREEDOM MTG
Type
Mortgage Company
Address
MOUNT LAUREL, NJ 08054
Agreement
Type
VA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Apr 26, 2050
April 2018: Deed, Transfer
Document Type
Deed
Jurisdiction
FREDERICK MD
Recording Date
Apr 12, 2018
Property Address
2400 RIPPLING BROOK RD, FREDERICK, MD 21701-9382
Document Number
0123600470
Book / Page
12360 / 0470
Map Reference
MB68 PL48
Instrument Date
Apr 6, 2018
Transaction Type
Transfer
Record Updated
May 2, 2022
Title Company
LAKESIDE TITLE CO
Transaction
Amount
Amount on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$837.50
Amount Accuracy
Full Amount Stated
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
00000
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
2400 RIPPLING BROOK RD, FREDERICK, MD 21701-9382
Mortgage
Document Number
0012360478
Date
Apr 12, 2018
Instrument
12360/478
Lender
Name
HOMEBRIDGE FINANCIAL SERVICES INC
Type
Funding / Finance Company
Agreement
Type
VA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Apr 1, 2048
Tax Assessment & Valuation
The 2025 property tax bill for 2400 Rippling Brook Rd was $6,728 with a homeowner's exemption.
Source: Frederick County assessment roll, as of August 7, 2026
Property Jurisdictions
Type
Name
State
Maryland
County
Frederick County
Municipality
Frederick City
Unified School District
Frederick County Public Schools (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$410,200
$465,800Land $130,000Building $335,800
2025
$6,728.00
2023
$6,008.00Homeowner's exemption
$336,267
$382,400Land $90,000Building $292,400
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 2400 Rippling Brook Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Nearest Special Flood Hazard Area
Zone AE, within 500 ft
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 12 policies
Community Rating System
Class 6 (20% premium discount)
Nearby Flood Policies
12 in force
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
The area around 2400 Rippling Brook Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Not rated no burnable land within ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source
Surface water
Last State Inspection
Jun 2024
Lead
1 ppb (2019–2021) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025