Okaloosa County property record for 2399 Cumberland Way, Crestview, FL 32536 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,872 sqft · built 2006 |
| Lot Size | 0.505 acres (22,039 sqft) |
| Owner | Individual Name on File |
| Last Sale | $320,000 (Apr 2022) |
| Tax Bill | $2,288 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Sep 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-963-7850-0 |
| Primary APN | C56-000-963-7850-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,872 sqft Heated Area |
| Gross Area | 2,528 sqft |
| 1st Floor Area | 1,872 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 22,039 sqft (0.505 acres) |
| Garage Type | Finished |
| Garage Area | 400 sqft |
| Porch | Open Porch |
| Porch Area | 156 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 2399 CUMBERLAND WAY |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32536-4373 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CARNEGIE HILLS PH I LOT 10 BLK F |
| Legal Range | 23 |
| Legal Township | 04N |
| Legal Section | 30 |
| Legal Subdivision | CARNEGIE HILLS PH1 |
| Legal Phase | 1 |
| Legal Block | F |
| Legal Lot Number | 10 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 20303 |
Source: Okaloosa County records · APN C56-000-963-7850-0
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2399 CUMBERLAND WAY, CRESTVIEW, FL 32536-4373 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 28, 2022 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Sep 29, 2017 | Deed of Trust, Mortgage · Conventional Mortgage THE FEDERAL SAVINGS BANK |
| Mar 28, 2019 | Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK |
| Jul 31, 2020 | Deed of Trust, Mortgage · VA Mortgage GROVES CAP INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 28, 2022 · Amount on Record |
| Deed Sale | Apr 28, 2022 · Amount on Record |
| Prior Sale | Dec 26, 2013 · Amount on Record |
| Deed Document Number | 3546045 |
| Deed Book / Page | 3618 / 4911 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Apr 28, 2022 |
| Property Address | 2399 CUMBERLAND WAY, CRESTVIEW, FL 32536-4373 |
| Document Number | 0036184911 |
| Book / Page | 3618 / 4911 |
| Map Reference | MB 23 PG 23&24 |
| Instrument Date | Apr 26, 2022 |
| Instrument | 3546045 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,240.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2399 CUMBERLAND WAY, 2399, CRESTVIEW, FL 32536-4373 |
| Name | Verified Name |
|---|---|
| Address | 479 WASHBURN LAKE RD, HARTFORD, KY 42347-9629 |
| Document Number | 0036184913 |
|---|---|
| Date | Apr 28, 2022 |
| Instrument | 3618/4913 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 2399 CUMBERLAND WAY, CRESTVIEW, FL 32536-4373 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0033193042 |
|---|---|
| Date | Sep 29, 2017 |
| Book Page | 3319/3042 |
| Instrument | 3162892 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60607 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 2399 CUMBERLAND WAY, CRESTVIEW, FL 32536-4373 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0033910280 |
|---|---|
| Date | Mar 28, 2019 |
| Book Page | 3391/0280 |
| Instrument | 3267479 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60607 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 2399 CUMBERLAND WAY, CRESTVIEW, FL 32536-4373 |
| Document Number | 0034852336 |
| Instrument Date | Jul 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 02, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2399 CUMBERLAND WAY CRESTVIEW FL 325364373, CRESTVIEW, FL 32536-4373 |
| Document Number | 0034852336 |
|---|---|
| Date | Aug 20, 2020 |
| Book Page | 003485/002336 |
| Instrument | 3384095 |
| Name | GROVES CAP INC |
|---|---|
| Address | SAN DIEGO, CA 92130 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 19, 2050 |
Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,288.00 (-10.97%) Homeowner's exemption | $263,577 (+3.1%) | $270,782 (+5.92%) Land $29,678 Building $241,104 |
| 2023 | $2,570.00 (+2,347.62%) | $255,646 (+68.23%) Land $25,214 Building $230,432 | $255,646 (+8.54%) Land $25,214 Building $230,432 |
| 2022 | $105.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $151,959 | $235,527 Land $23,565 Building $211,962 |
Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 49% of the US · above 19% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 935 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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