24015 Nectar Way, Ramona, CA 92065 Property Records

San Diego County property record for 24015 Nectar Way, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,253 sqft · built 1988
Lot Size	0.52 acres (22,651 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Nov 2014)
Tax Bill	$5,706 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Dec 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`288-672-11-00`

Property Details

APN / Parcel Number

Primary APN	`288-672-11-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,253 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	22,651 sqft (0.52 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	24015 NECTAR WAY
City	RAMONA
State	CA
Zip	92065-4520
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 230 TR 008031
Legal Subdivision	SAN DIEGO COUNTRY ESTATES I
Legal Tract	008031
Legal Block	2
Legal Lot Number	230
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	2
Census Block	2001
Census Tract	20811

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	24015 NECTAR WAY, RAMONA, CA 92065-4520
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2021	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Dec 8, 2017	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 8, 2020	Deed of Trust, Mortgage · VA Mortgage HOMELAND FINANCIAL NETWORK INC HOMELAND FINANCIAL NETWORK INC
Sep 23, 2019	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Sep 24, 2018	Deed of Trust, Mortgage · Conventional with PMI OWN IT HM LOANS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 18, 2014 · Amount on Record
Deed Sale	Nov 18, 2014 · Amount on Record
Prior Sale	May 31, 2000 · Amount on Record
Deed Document Number	2014502584
Prior Transfer Date	Jan 21, 2011
Prior Transfer Doc	0000694706
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	24015 NECTAR WAY, RAMONA, CA 92065-4520
Transaction Type	Mortgage
Record Updated	Aug 18, 2021
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24015 NECTAR WAY, RAMONA, CA 92065-4520

Mortgage

Document Number	0000562743
Date	Aug 6, 2021
Instrument	2021-0562743

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	24015 NECTAR WAY, RAMONA, CA 92065-4520
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000573256
Date	Dec 8, 2017
Instrument	2017-0573256

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	24015 NECTAR WAY, RAMONA, CA 92065-4520
Document Number	0000372235
Instrument Date	Jul 8, 2020
Transaction Type	Mortgage
Record Updated	Jul 27, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24015 NECTAR WAY RAMONA CA 920654520, RAMONA, CA 92065-4520

Mortgage

Document Number	0000372235
Date	Jul 13, 2020
Instrument	372235

Lender

Name	HOMELAND FINANCIAL NETWORK INC HOMELAND FINANCIAL NETWORK INC
Type	Bank
Address	LAGUNA HILLS, CA 92653

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	24015 NECTAR WAY, RAMONA, CA 92065-4520
Document Number	0000430733
Instrument Date	Sep 23, 2019
Transaction Type	Mortgage
Record Updated	Oct 11, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24015 NECTAR WAY RAMONA CA 920654520, RAMONA, CA 92065-4520
Investor	Possibly a Property Investor

Mortgage

Document Number	0000430733
Date	Sep 30, 2019
Instrument	430733

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 29, 2049

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	24015 NECTAR WAY, RAMONA, CA 92065-4520
Document Number	0000414941
Instrument Date	Sep 24, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24015 NECTAR WAY RAMONA CA 920654520, RAMONA, CA 92065-4520
Investor	Possibly a Property Investor

Mortgage

Document Number	0000414941
Date	Oct 5, 2018
Instrument	414941

Lender

Name	OWN IT HM LOANS
Address	MELVILLE, NY 11753

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 4, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$459,696 (+2%) Land $183,876 Building $275,820
2025	$5,706.00 (+7.3%) Homeowner's exemption	$450,683 (+4.04%) Land $180,271 Building $270,412
2023	$5,318.00 (-2.21%) Homeowner's exemption	$433,184 Land $173,272 Building $259,912
2022	$5,438.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 99.2% of the US · above 94% of California
Wildfire Likelihood	3% annual chance
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: San Diego Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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