San Diego County property record for 23977 Nectar Way, Ramona, CA 92065 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1995 |
| Square Footage | 1,907 sqft Living Area |
| Lot Size | 23,522 sqft (0.54 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $496,000 (2018) |
| Tax Bill | $6,864.00 (2025) |
| Primary APN | 288-672-09-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,907 sqft Living Area |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Lot Area | 23,522 sqft (0.54 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Street Address | 23977 NECTAR WAY |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-4524 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 228 TR 008031 |
| Legal Subdivision | SAN DIEGO COUNTRY ESTATES I |
| Legal Tract | 008031 |
| Legal Block | 2 |
| Legal Lot Number | 228 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | RAMONA |
| Census Blockgroup | 2 |
| Census Block | 2001 |
| Census Tract | 20811 |
Source: San Diego County records · APN 288-672-09-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 23977 NECTAR WAY, RAMONA, CA 92065-4524 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Feb 09, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST TECHNOLOGY FEDERAL CU |
| Sep 09, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage RESIDENTIAL WHOLESALE MORTGAGE INC |
| Sep 09, 2019 | Deed of Trust, Mortgage · Veterans Administration Mortgage RESIDENTIAL WHOLESALE MORTGAGE INC |
| Jul 14, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage RESIDENTIAL WHOLESALE MORTGAGE INC |
| Dec 07, 2018 | Grant Deed, Transfer · Veterans Administration Mortgage RESIDENTIAL WHOLESALE MORTGAGE INC |
| Dec 22, 2016 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 07, 2018 · Amount on Record |
| Deed Sale | Dec 07, 2018 · Amount on Record |
| Prior Sale | Jun 11, 2015 · Amount on Record |
| Deed Doc Number | 2018504568 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 23977 NECTAR WAY, RAMONA, CA 92065-4524 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2026 |
| Name | Verified Name |
|---|---|
| Address | 23977 NECTAR WAY, RAMONA, CA 92065-4524 |
| Document Number | 0000034673 |
|---|---|
| Date | Feb 09, 2026 |
| Instrument | 2026-0034673 |
| Name | FIRST TECHNOLOGY FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | SAN JOSE, CA 95134 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 25, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 23977 NECTAR WAY, RAMONA, CA 92065-4524 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO |
| Name | Verified Name |
|---|---|
| Address | 23977 NECTAR WAY, RAMONA, CA 92065-4524 |
| Document Number | 0000640315 |
|---|---|
| Date | Sep 09, 2021 |
| Instrument | 2021-0640315 |
| Name | RESIDENTIAL WHOLESALE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92130 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 23977 NECTAR WAY, RAMONA, CA 92065-4524 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000389498 |
|---|---|
| Date | Sep 09, 2019 |
| Instrument | 2019-0389498 |
| Name | RESIDENTIAL WHOLESALE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92130 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 23977 NECTAR WAY, RAMONA, CA 92065-4524 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000376645 |
|---|---|
| Date | Jul 14, 2020 |
| Instrument | 2020-0376645 |
| Name | RESIDENTIAL WHOLESALE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92130 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 07, 2018 |
| Property Address | 23977 NECTAR WAY, RAMONA, CA 92065-4524 |
| Document Number | 0000504568 |
| Map Reference | MAP 8031 |
| Instrument Date | Nov 05, 2018 |
| Instrument | 2018-0504568 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 23977 NECTAR WAY, RAMONA, CA 92065-4524 |
| Document Number | 0000504569 |
|---|---|
| Date | Dec 07, 2018 |
| Instrument | 2018-0504569 |
| Name | RESIDENTIAL WHOLESALE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 23977 NECTAR WAY, RAMONA, CA 92065-4524 |
| Document Number | 0000025052 |
| Instrument Date | Dec 22, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 23977 NECTAR WAY RAMONA CA 920654524, RAMONA, CA 92065-4524 |
| Document Number | 0000025052 |
|---|---|
| Date | Jan 18, 2017 |
| Instrument | 25052 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 17, 2027 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $564,356 (+2%) Land $151,496 Building $412,860 | |
| 2025 | $6,864.00 (-1%) | $553,291 (+4.04%) Land $148,526 Building $404,765 |
| 2024 | $6,933.00 (+7.81%) | |
| 2023 | $6,431.00 (-1.61%) | $531,808 Land $142,759 Building $389,049 |
| 2022 | $6,536.00 |
23977 Nectar Way is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Extreme risk).
Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Extreme 99th percentile of exposed land nationally · 94th in California |
|---|---|
| Wildfire Likelihood | Extreme — about 1 in 31 per year |
| Exposure | Direct burnable vegetation at the parcel |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; lenders make the official flood determination.
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