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23972 Nectar Way, Ramona, CA 92065 Property Records

San Diego County property record for 23972 Nectar Way, Ramona, CA 92065 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1988
Square Footage2,439 sqft Living Area
Lot Size26,136 sqft (0.6 acres)
OccupancyOwner Occupied
Last Sale$203,000 (1997)
Tax Bill$4,368.00 (2025)

Property Details

APN / Parcel Number

Primary APN288-671-07-00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area2,439 sqft Living Area

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Lot Area26,136 sqft (0.6 acres)
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Location & Zoning

Street Address23972 NECTAR WAY
CityRAMONA
StateCA
Zip92065-4525
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 274 TR 008031
Legal SubdivisionSAN DIEGO COUNTRY ESTATES I
Legal Tract008031
Legal Block2
Legal Lot Number274
JurisdictionSAN DIEGO CA
Minor Civil DivisionRAMONA
Census Blockgroup2
Census Block2004
Census Tract20811

Owner

Source: San Diego County records · APN 288-671-07-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address23972 NECTAR WAY, RAMONA, CA 92065-4525
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingCommunity Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 01, 1997 · Amount on Record
Deed SaleJul 01, 1997 · Amount on Record
Prior SaleOct 13, 1988 · Amount on Record
Deed Doc Number1997309531
Record RefreshedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address23972 NECTAR WAY, RAMONA, CA 92065-4525
Document Number0000441238
Instrument DateAug 01, 2020
Transaction TypeMortgage
Record UpdatedAug 18, 2020
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address23972 NECTAR WAY RAMONA CA 920654525, RAMONA, CA 92065-4525

Mortgage

Document Number0000441238
DateAug 07, 2020
Instrument441238
Lender
NameRATE RABBIT HM LNS
TypeFunding / Finance Company
AddressSAN DIEGO, CA 92101
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 06, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$330,594 (+2%) Land $93,339 Building $237,255
2025$4,368.00 (+8.25%) Homeowner's exemption$324,112 (+4.04%) Land $91,509 Building $232,603
2023$4,035.00 (-3.33%) Homeowner's exemption$311,528 Land $87,956 Building $223,572
2022$4,174.00

Flood & Wildfire

23972 Nectar Way is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Extreme risk).

Flood

Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesExtreme
99th percentile of exposed land nationally · 94th in California
Wildfire LikelihoodExtreme — about 1 in 31 per year
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.

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