Kenton County property record for 2401 Herman St, Covington, KY 41014
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 704 sqft · built 1914 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $133,000 (Dec 2022) |
| Tax Bill | $1,762 (2025) |
| Deeds & Mortgages | Dec 2022 Line of Credit Dec 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 055-23-09-002.00 |
| Primary APN | 055-23-09-002.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 704 sqft Finished Area |
| Gross Area | 880 sqft |
| Year Built | Built 1914 |
|---|---|
| Effective Year Built | Effective 1914 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Lot Area | 3,049 sqft (0.07 acres) |
| Lot Dimensions | 100 ft deep x 25 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 2401 HERMAN ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41014-1641 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HUNTINGTON LOT & IMP CO LOT 86 CENTRAL COV IMP CO ADDN |
| Legal Subdivision | HUNTINGTON LOT & IMP CO |
| Legal Lot Number | 86 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 65000 |
Source: Kenton County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2401 HERMAN ST, COVINGTON, KY 41014-1641 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 22, 2022 | Deed of Trust, Mortgage · Line of Credit LEXINGTON-FAYETTE URBAN COUNTY GOV |
| Dec 22, 2022 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Jan 17, 2019 | Grant Deed, Transfer KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 22, 2022 · Amount on Record |
| Deed Sale | Dec 22, 2022 · Amount on Record |
| Prior Sale | Jul 27, 2021 · Amount on Record |
| Deed Document Number | 2022178 |
| Deed Book / Page | 206 / 651 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 2401 HERMAN ST, COVINGTON, KY 41014-1641 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2024 |
| Title Company | NOT AVAILABLE, ATS |
| Name | Verified Name |
|---|---|
| Address | 2401 HERMAN ST, COVINGTON, KY 41014-1641 |
| Document Number | 0005900180 |
|---|---|
| Date | Dec 22, 2022 |
| Book Page | 430/494 |
| Instrument | 22122205900180 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jan 1, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Dec 22, 2022 |
| Property Address | 2401 HERMAN ST, COVINGTON, KY 41014-1641 |
| Document Number | 0005900178 |
| Book / Page | 206 / 651 |
| Map Reference | PL 99 |
| Instrument Date | Dec 21, 2022 |
| Instrument | 22122205900178 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2023 |
| Title Company | 360 AMERICAN TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1818 EUCLID AVE, COVINGTON, KY 41014-1024 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2401 HERMAN ST, COVINGTON, KY 41014-1641 |
| Document Number | 0005900179 |
|---|---|
| Date | Dec 22, 2022 |
| Book Page | 430/474 |
| Instrument | 22122205900179 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jan 17, 2019 |
| Property Address | 2401 HERMAN ST, COVINGTON, KY 41014-1641 |
| Document Number | 0000000035 |
| Book / Page | 0C6584 / 000347 |
| Instrument Date | Jan 11, 2019 |
| Instrument | 35 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2019 |
| Title Company | KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $20.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2401 HERMAN ST COVINGTON KY 410141641, COVINGTON, KY 41014-1641 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $133,000 (-) Land $10,000 Building $123,000 | $133,000 (-) Land $10,000 Building $123,000 | |
| 2025 | $1,762.00 (-0.51%) | $133,000 (-) Land $5,000 Building $128,000 | $133,000 (-) Land $5,000 Building $128,000 |
| 2023 | $1,771.00 | $133,000 Land $5,000 Building $128,000 | $133,000 Land $5,000 Building $128,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures