Kenton County property record for 2400 Herman St, Covington, KY 41014
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,008 sqft |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $173,000 (Jan 2024) |
| Tax Bill | $2,292 (2025) |
| Deeds & Mortgages | Jan 2024 Sale & Mortgage Sep 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 055-23-11-009.00 |
| Primary APN | 055-23-11-009.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,008 sqft Finished Area |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Foundation Type | Stone |
| Roof Material | Composition Shingle |
| Lot Area | 3,049 sqft (0.07 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 2400 HERMAN ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41014-1642 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HUNTINGTON LOT & IMP CO LOT 63 CENTRAL COV IMP CO ADDN |
| Legal Subdivision | HUNTINGTON LOT & IMP CO |
| Legal Lot Number | 63 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 65000 |
2400 Herman St is owned and occupied by two individuals who bought it in January 2024.
Source: Kenton County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2400 HERMAN ST, COVINGTON, KY 41014-1642 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 31, 2024 | Warranty Deed, Transfer · FHA Mortgage WATERSTONE MORTGAGE CORP |
| Sep 28, 2023 | Warranty Deed, Transfer 360 AMERICAN TITLE SERVICES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 31, 2024 · Amount on File |
| Deed Sale | Jan 31, 2024 · Amount on File |
| Prior Sale | Sep 28, 2023 · Amount on File |
| Deed Document Number | 202413 |
| Deed Book / Page | 267 / 515 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jan 31, 2024 |
| Property Address | 2400 HERMAN ST, COVINGTON, KY 41014-1642 |
| Document Number | 0005900013 |
| Book / Page | KC 267 / 515 |
| Map Reference | PL 99 |
| Instrument Date | Jan 29, 2024 |
| Instrument | 24013105900013 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2024 |
| Title Company | MILLENNIAL TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1056 MAPLE AVE, FLORENCE, KY 41042-1222 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 126 ROCK CRYSTAL LN # 126, 126, LAKESIDE PARK, KY 41017-3121 |
| Document Number | 0005900014 |
|---|---|
| Date | Jan 31, 2024 |
| Instrument | 24013105900014 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Number | 0005900015 |
|---|---|
| Date | Jan 31, 2024 |
| Book Page | KCM 523/245 |
| Instrument | 24013105900015 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Feb 1, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Sep 28, 2023 |
| Property Address | 2400 HERMAN ST, COVINGTON, KY 41014-1642 |
| Document Number | 0005900061 |
| Book / Page | KC 248 / 849 |
| Map Reference | PL 99 |
| Instrument Date | Sep 26, 2023 |
| Instrument | 23092805900061 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2023 |
| Title Company | 360 AMERICAN TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1602 MICHELLE, COV, KY 41011 |
| Name | Verified Name |
|---|---|
| Address | 1056 MARLE AVE, FLORENCE, KY 41042-1222 |
The 2025 property tax bill for 2400 Herman St was $2,292.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $173,000 (-) Land $10,000 Building $163,000 | $173,000 (-) Land $10,000 Building $163,000 | |
| 2025 | $2,292.00 | $173,000 Land $5,000 Building $168,000 | $173,000 Land $5,000 Building $168,000 |
| 2023 | $666.00 (+0.91%) | $50,000 (-) Land $5,000 Building $45,000 | $50,000 (-) Land $5,000 Building $45,000 |
| 2022 | $660.00 | $50,000 Land $5,000 Building $45,000 | $50,000 Land $5,000 Building $45,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2400 Herman St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2400 Herman St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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