Kenton County property record for 2317 Herman St, Covington, KY 41014
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 735 sqft · built 1919 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $107,000 (Aug 2025) |
| Tax Bill | $1,053 (2025) |
| Deeds & Mortgages | Aug 2025 Sale & Mortgage Jun 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 055-23-08-007.00 |
| Primary APN | 055-23-08-007.00 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 735 sqft Finished Area |
| Gross Area | 987 sqft |
| Year Built | Built 1919 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 2,614 sqft (0.06 acres) |
| Lot Dimensions | 100 ft deep x 25 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Connected |
| Old Parcel Number | 0552308007.00 |
|---|---|
| Street Address | 2317 HERMAN ST |
| City | COVINGTON |
| State | KY |
| Zip | 41014-1639 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HUNTINGTON LOT & IMP CO LOT 84 CENTRAL COV IMP CO ADDN |
| Legal Subdivision | HUNTINGTON LOT & IMP CO |
| Legal Lot Number | 84 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 65000 |
Source: Kenton County records, as of November 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2317 HERMAN ST, COVINGTON, KY 41014-1639 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 13, 2025 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Jun 21, 2023 | Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Jan 29, 2018 | Grant Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 13, 2025 · Amount on Record |
| Deed Sale | Aug 13, 2025 · Amount on Record |
| Prior Sale | Jun 21, 2023 · Amount on Record |
| Deed Document Number | 25081305900141 |
| Deed Book / Page | KC 357 / 695 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 13, 2025 |
| Property Address | 2317 HERMAN ST, COVINGTON, KY 41014-1639 |
| Document Number | 0005900141 |
| Book / Page | KC 357 / 695 |
| Instrument Date | Aug 11, 2025 |
| Instrument | 25081305900141 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2025 |
| Title Company | 360 AMERICAN TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1701 PUGET DR, EVERETT, WA 98203-6616 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2317 HERMAN ST, COVINGTON, KY 41014-1639 |
| Document Number | 0005900142 |
|---|---|
| Date | Aug 13, 2025 |
| Instrument | 25081305900142 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 21, 2023 |
| Property Address | 2317 HERMAN ST, COVINGTON, KY 41014-1639 |
| Document Number | 0005900105 |
| Book / Page | KC 231 / 922 |
| Instrument Date | Jun 14, 2023 |
| Instrument | 23062105900105 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13514 COOKED GREEK DR, PFLUGERVILLE, TX 78660 |
| Name | Verified Name |
|---|---|
| Address | 2317 HERMAN ST, COVINGTON, KY 41014-1639 |
| Document Number | 0005900119 |
|---|---|
| Date | Jun 30, 2023 |
| Book Page | KCM 472/873 |
| Instrument | 23063005900119 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jan 29, 2018 |
| Property Address | 2317 HERMAN ST, COVINGTON, KY 41014-1639 |
| Document Number | 0000000058 |
| Book / Page | 0C6342 / 000075 |
| Instrument Date | Jan 26, 2018 |
| Instrument | 58 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2018 |
| Title Company | KENTUCKY LAND TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $55.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2317 HERMAN ST COVINGTON KY 410141639, COVINGTON, KY 41014-1639 |
| Document Number | 60 |
|---|---|
| Date | Jan 29, 2018 |
| Book Page | 0C6342/000078 |
| Instrument | 60 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 28, 2048 |
Source: Kenton County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,053.00 (+43.85%) | $79,500 (+44.55%) Land $5,000 Building $74,500 | $79,500 (+44.55%) Land $5,000 Building $74,500 |
| 2023 | $732.00 (+0.83%) | $55,000 (-) Land $5,000 Building $50,000 | $55,000 (-) Land $5,000 Building $50,000 |
| 2022 | $726.00 | $55,000 Land $5,000 Building $50,000 | $55,000 Land $5,000 Building $50,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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