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233 W Elm St, Oneida, NY 13421 Property Records

Madison County and Oneida City property record for 233 W Elm St, Oneida, NY 13421

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,226 sqft · built 1892
Lot Size0.27 acres (11,761 sqft)
OwnerIndividual Name on File
Last Sale$95,000 (Sep 2020)
Tax Bill$4,477 (2025)
Deeds & MortgagesSep 2020 Mortgage
Sep 2020 Sale & Mortgage
APN251201 30.71-2-7

Property Details

APN / Parcel Number

Primary APN251201 30.71-2-7
Alternative APNs
  • 120103007100020070000000
  • INSIDE

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,226 sqft Living Area
1st Floor Area876 sqft
Upper Floors Area350 sqft

Exterior

Year BuiltBuilt 1892
Effective Year BuiltEffective 1892
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area11,761 sqft (0.27 acres)
Lot Dimensions196 ft deep x 60 ft wide
Garage TypeDetached
Garage Area465 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area260 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address233 W ELM ST
CityONEIDA
StateNY
Zip13421-1326
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal Block2
Legal Lot Number7.000
JurisdictionMADISON NY
Township / Civil DivisionONEIDA
Census Block Group2
Census Block2001
Census Tract30102

Owner

Source: Madison County and Oneida City assessment roll, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address233 W ELM ST, ONEIDA, NY 13421-1326
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2020Deed of Trust, Mortgage · Conventional with PMI
HUNT MTG
Sep 4, 2020Warranty Deed, Transfer · Conventional with PMI
HUNT MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 4, 2020 · Amount on Record
Deed SaleSep 4, 2020 · Amount on Record
Prior SaleNov 10, 2010 · Amount on Record
Deed Document Number20204518
Record UpdatedJun 8, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON NY
Property Address233 W ELM ST, ONEIDA, NY 13421-1326
Document Number0000004519
Instrument DateSep 1, 2020
Transaction TypeMortgage
Record UpdatedOct 14, 2020
Title CompanySTEWART TITLE, STEWART TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address226 N WILLOW ST ONEIDA NY 134211206, ONEIDA, NY 13421-1206

Mortgage

Document Number0000004519
DateSep 4, 2020
Instrument4519
Lender
NameHUNT MTG
TypeMortgage Company
AddressLANCASTER, NY 14086
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 3, 2050

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON NY
Recording DateSep 4, 2020
Property Address233 W ELM ST, ONEIDA, NY 13421-1326
Document Number0000004518
Instrument DateAug 21, 2020
Instrument4518
Transaction TypeTransfer
Record UpdatedOct 16, 2020
Title CompanySTEWART TITLE, STEWART TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$380.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address226 N WILLOW ST ONEIDA NY 134211206, ONEIDA, NY 13421-1206

Mortgage

Document Number4519
DateSep 4, 2020
Instrument4519
Lender
NameHUNT MTG
TypeMortgage Company
AddressLANCASTER, NY 14086
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 3, 2050

Tax Assessment & Valuation

Source: Madison County and Oneida City assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyMadison County
MunicipalityOneida City
Unified School DistrictOneida City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,477.00 (+99.69%)$90,000 (-) Land $11,800 Building $78,200$126,761 (+7.04%) Land $16,620 Building $110,141
2023$90,000 (-) Land $11,800 Building $78,200$118,421 (+9.21%) Land $15,526 Building $102,895
2022$2,242.00 Additional exemption filed$90,000 Land $11,800 Building $78,200$108,434 Land $14,217 Building $94,217

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONEIDA CITY
serves 11,393 people · EPA ID NY2602381
Water SourceSurface water
Last State InspectionOct 2025
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

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