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240 Thomas Cir, Columbus, MS 39705 Property Records

Lowndes County property record for 240 Thomas Cir, Columbus, MS 39705 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms1 Baths
Year BuiltBuilt 1978
Square Footage2,252 sqft Adjusted Area
Lot Size27,872 sqft (0.64 acres)
GarageCarport
OccupancyOwner Occupied
Last Sale$284,874 (2026)
Tax Bill$2,374.00 (2025)

Property Details

APN / Parcel Number

Primary APN42W000000322
Alternative APNs
  • 005501
  • 5501

Interior

Full Baths1 Baths
Total Rooms7 Rooms
Building Area2,252 sqft Adjusted Area
1st Floor1,788 sqft 1st Floor
Primary FlooringLaminate Plank Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Exterior MaterialBrick Veneer Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area27,872 sqft (0.64 acres)
Depth X Width208 ft x 134 ft Depth x Width
Garage TypeCarport Garage
CarportCarport

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address240 THOMAS CIR
CityCOLUMBUS
StateMS
Zip39705-2864
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description240 THOMAS CIR LOT 19
Legal Range18W
Legal Township17S
Legal Section15
Legal SubdivisionRIDGELAND PHASE I
Legal Lot Number19
JurisdictionLOWNDES MS
Minor Civil Division1
Census Blockgroup1
Census Block1004
Census Tract301

Owner

Source: Lowndes County records · APN 42W000000322

Assessment roll updated October 23, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address240 THOMAS CIR, COLUMBUS, MS 39705-2864
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2022Deed of Trust, Mortgage · Stand Alone Refinance
USAA FSB
Feb 05, 2026Deed of Trust, Mortgage · Conventional Mortgage
RENASANT BANK
Feb 05, 2026Warranty Deed, Transfer · Conventional Mortgage
RENASANT BANK
Jan 22, 2021Warranty Deed, Transfer
Jun 10, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
FEDERAL SVGS BK
Nov 01, 2018Warranty Deed, Transfer
VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 05, 2026 · Amount on Record
Deed SaleFeb 05, 2026 · Amount on Record
Prior SaleSep 21, 2022 · Amount on Record
Deed Book / Page2026 / 873
Record RefreshedJun 08, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWNDES MS
Property Address240 THOMAS CIR, COLUMBUS, MS 39705-2864
Transaction TypeMortgage
Record UpdatedMar 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00202224000
DateSep 21, 2022
Book Page2022/24000
Lender
NameUSAA FSB
TypeBank
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term361 Months
DueOct 01, 2052

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWNDES MS
Property Address240 THOMAS CIR, COLUMBUS, MS 39705-2864
Transaction TypeMortgage
Record UpdatedMar 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020261957
DateFeb 05, 2026
Book Page2026/1957
Lender
NameRENASANT BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2056

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOWNDES MS
Recording DateFeb 05, 2026
Property Address240 THOMAS CIR, COLUMBUS, MS 39705-2864
Document Number0020260873
Book / Page2026 / 873
Map ReferenceMB 3 PG 37
Instrument DateJan 27, 2026
Transaction TypeTransfer
Record UpdatedMar 10, 2026

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address240 THOMAS CIR, COLUMBUS, MS 39705-2864

Mortgage

Document Number0020261957
DateFeb 05, 2026
Instrument2026/1957
Lender
NameRENASANT BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2056

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOWNDES MS
Recording DateJan 22, 2021
Property Address240 THOMAS CIR, COLUMBUS, MS 39705-2864
Document Number0020210512
Book / Page2021 / 512
Instrument DateJan 19, 2021
Transaction TypeTransfer
Record UpdatedAug 16, 2022

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address240 THOMAS CIR, COLUMBUS, MS 39705-2864

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWNDES MS
Property Address240 THOMAS CIR, COLUMBUS, MS 39705-2864
Document Number0020203917
Instrument DateJun 10, 2020
Transaction TypeMortgage
Record UpdatedAug 26, 2020
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address240 THOMAS CIR COLUMBUS MS 397052864, COLUMBUS, MS 39705-2864

Mortgage

Document Number0020203917
DateJun 22, 2020
Book Page002020/013917
Lender
NameFEDERAL SVGS BK
TypeFederal Savings Bank (FSB)
AddressCHICAGO, IL 60607
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJun 21, 2050

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOWNDES MS
Recording DateNov 01, 2018
Property Address240 THOMAS CIR, COLUMBUS, MS 39705-2864
Document Number0020187969
Book / Page002018 / 007969
Instrument DateOct 30, 2018
Transaction TypeTransfer
Record UpdatedNov 20, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address240 THOMAS CIR COLUMBUS MS 397052864, COLUMBUS, MS 39705-2864

Mortgage

Document Number20183221
DateNov 01, 2018
Book Page002018/023221
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
AmountAmount Recorded
Term360 Months
DueOct 31, 2048

Tax Assessment & Valuation

Source: Lowndes County records · Assessment roll updated October 23, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMississippi
CountyLowndes County
Unified School DistrictLowndes County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,374.00 (+0.85%)$24,276 (+14.27%)$161,840 (+14.27%) Land $20,000 Building $141,840
2024$2,354.00 (+14.66%)
2023$2,053.00$21,245$141,630 Land $20,000 Building $121,630

Flood & Wildfire

240 Thomas Cir is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Lowndes County (28087C), updated November 27, 2025

FEMA Flood ZoneZone X
moderate flood hazard · within the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 10th in Mississippi
Wildfire LikelihoodLow — about 1 in 3,030 per year
ExposureIndirect
within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

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