224 Thomas Cir, Columbus, MS 39705 Property Records

Lowndes County property record for 224 Thomas Cir, Columbus, MS 39705 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,340 sqft · built 1978
Owner	2 Individual Names on File
Tax Bill	$1,052 (2025)
Deeds & Mortgages	Apr 2019 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`42W000000323`

Property Details

APN / Parcel Number

Primary APN	`42W000000323`
Alternative APNs	`005502` `5502`

Interior

Full Baths	1 Bath
Total Rooms	7 Rooms
Building Area	2,340 sqft Adjusted Area
1st Floor Area	1,886 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	005502
Street Address	224 THOMAS CIR
City	COLUMBUS
State	MS
Zip	39705-2864
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	224 THOMAS CIR LOT 20
Legal Range	18W
Legal Township	17S
Legal Section	15
Legal Subdivision	RIDGELAND PHASE I
Legal Lot Number	20
Jurisdiction	LOWNDES MS
Township / Civil Division	1
Census Block Group	1
Census Block	1004
Census Tract	301

Owner

Source: Lowndes County records · APN 42W000000323

Assessment roll updated September 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	224 THOMAS CIR, COLUMBUS, MS 39705-2864
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 22, 2019
Deed Sale	Apr 22, 2019
Deed Document Number	0020192701
Deed Book / Page	2019 / 2701
Record Updated	Jun 08, 2026

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Apr 22, 2019
Property Address	224 THOMAS CIR, COLUMBUS, MS 39705-2864
Document Number	0020192701
Book / Page	002019 / 002701
Instrument Date	Apr 19, 2019
Transaction Type	Transfer
Record Updated	May 07, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	224 THOMAS CIR COLUMBUS MS 397052864, COLUMBUS, MS 39705-2864

Mortgage

Document Number	20196974
Date	Apr 22, 2019
Book Page	002019/006974

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 21, 2049

Tax Assessment & Valuation

Source: Lowndes County records · Assessment roll updated September 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Unified School District	Lowndes County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,052.00 (+3.95%) Homeowner's exemption	$13,825 (+15.15%)	$138,250 (+15.15%) Land $20,000 Building $118,250
2024	$1,012.00 (+17.67%)
2023	$860.00 Homeowner's exemption	$12,006	$120,060 Land $20,000 Building $100,060

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lowndes County (28087C), updated November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280870003011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 46 individual NFIP policies nearby
Nearby Flood Policies	46 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 10% of Mississippi
Wildfire Likelihood	About 1 in 3,030 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 141 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
4-County Fiber	Fiber	1,000 / 1,000
Cable One	Cable	1,000 / 50
Telapex	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.