Lowndes County property record for 218 Thomas Cir, Columbus, MS 39705 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,120 sqft · built 1978 |
| Lot Size | 0.608 acres (26,502 sqft) |
| Owner | Individual Name on File |
| Last Sale | $270,187 (Jul 2026) |
| Tax Bill | $1,882 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Feb 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 42W000000324 |
| Primary APN | 42W000000324 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 7 Rooms |
| Building Area | 2,120 sqft Adjusted Area |
| 1st Floor Area | 1,776 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 26,502 sqft (0.608 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 218 THOMAS CIR |
|---|---|
| City | COLUMBUS |
| State | MS |
| Zip | 39705-2864 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 218 THOMAS CIRCLE LOT 21 F |
| Legal Range | 18W |
| Legal Township | 17S |
| Legal Section | 15 |
| Legal Subdivision | RIDGELAND PHASE I |
| Legal Lot Number | 21 |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 301 |
Source: Lowndes County records · APN 42W000000324
Assessment roll updated October 23, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 218 THOMAS CIR, COLUMBUS, MS 39705-2864 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Date | Document |
|---|---|
| Jul 02, 2026 | Warranty Deed, Transfer · VA Mortgage JTS & CO |
| Feb 01, 2021 | Deed of Trust, Mortgage · FHA Mortgage TRIDENT HOME LOANS |
| Jun 05, 2019 | Warranty Deed, Transfer |
| Jan 18, 2019 | Warranty Deed, Transfer · Line of Credit BANCORPSOUTH |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 02, 2026 · Amount on Record |
| Deed Sale | Jul 02, 2026 · Amount on Record |
| Prior Sale | Jun 05, 2019 · Amount on Record |
| Deed Book / Page | 2026 / 5150 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Jul 02, 2026 |
| Property Address | 218 THOMAS CIR, COLUMBUS, MS 39705-2864 |
| Document Number | 2026005150 |
| Book / Page | 2026 / 5150 |
| Instrument Date | Jun 29, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 218 THOMAS CIR, COLUMBUS, MS 39705-2864 |
| Document Number | 2026015602, |
|---|---|
| Date | Jul 02, 2026 |
| Book Page | 2026/15602 |
| Name | JTS & CO |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 218 THOMAS CIR, COLUMBUS, MS 39705-2864 |
| Transaction Type | Mortgage |
| Record Updated | Mar 03, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0020212892 |
|---|---|
| Date | Feb 01, 2021 |
| Book Page | 2021/2892 |
| Name | TRIDENT HOME LOANS |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Jun 05, 2019 |
| Property Address | 218 THOMAS CIR, COLUMBUS, MS 39705-2864 |
| Document Number | 0020194033 |
| Book / Page | 2019 / 4033 |
| Instrument Date | May 30, 2019 |
| Transaction Type | Transfer |
| Record Updated | Feb 24, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Jan 18, 2019 |
| Property Address | 218 THOMAS CIR, COLUMBUS, MS 39705-2864 |
| Document Number | 0020190440 |
| Book / Page | 002019 / 000440 |
| Instrument Date | Jan 18, 2019 |
| Transaction Type | Transfer |
| Record Updated | Feb 07, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 558 MAGNOLIA MOUND DR MEMPHIS TN 381034795, MEMPHIS, TN 38103-4795 |
| Document Number | 20191167 |
|---|---|
| Date | Jan 18, 2019 |
| Book Page | 002019/001167 |
| Name | BANCORPSOUTH |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803-4360 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 17, 2020 |
| Rate Type | Adjustable Rate |
|---|
Source: Lowndes County records · Assessment roll updated October 23, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Unified School District | Lowndes County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,882.00 (+0.8%) | $19,245 (+12.5%) | $128,300 (+12.5%) Land $20,000 Building $108,300 |
| 2024 | $1,867.00 (+12.95%) | ||
| 2023 | $1,653.00 | $17,106 | $114,040 Land $20,000 Building $94,040 |
Source: FEMA National Flood Hazard Layer, Lowndes County (28087C), updated November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280870003011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 46 individual NFIP policies nearby |
| Nearby Flood Policies | 46 in force 41 of 46 on primary residences |
| Wildfire Risk | Low above 20% of the US · above 10% of Mississippi |
|---|---|
| Wildfire Likelihood | About 1 in 3,030 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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