240 Ryan Ln, Covington, GA 30014 Property Records

Newton County property record for 240 Ryan Ln, Covington, GA 30014

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,496 sqft · built 2005
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$195,000 (Jan 2020)
Tax Bill	$2,096 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Feb 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0079C-00000-086-000`

Property Details

APN / Parcel Number

Primary APN	`0079C-00000-086-000`
Alternative APNs	`0079C 086` `28433`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,496 sqft Heated Area
1st Floor Area	1,496 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2010
Exterior Material	Composition/Composite
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Area	616 sqft
Porch	Slab
Porch Area	193 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	28433
Street Address	240 RYAN LN
City	COVINGTON
State	GA
Zip	30014-0956
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 145 ORCHARD PARK PH1
Legal Subdivision	ORCHARD PARK
Legal Phase	1
Legal Lot Number	145
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	4
Census Block	4040
Census Tract	100101

Owner

Source: Newton County records, as of January 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	240 RYAN LN, COVINGTON, GA 30014-0956
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2025	Deed of Trust, Mortgage · Closed-End Mortgage NEWREZ
Feb 10, 2020	Warranty Deed, Transfer · VA Mortgage CALIBER HM LOANS
Nov 5, 2019	Quit Claim Deed, Construction Loan · Line of Credit UNITED BK
Nov 5, 2019	Correction Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2020 · Amount on Record
Deed Sale	Jan 21, 2020 · Amount on Record
Prior Sale	Dec 8, 2005 · Amount on Record
Deed Document Number	2020468
Deed Book / Page	3960 / 269
Prior Transfer Date	Aug 15, 2016
Prior Transfer Doc	0034690178
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	240 RYAN LN, COVINGTON, GA 30014-0956
Transaction Type	Mortgage
Record Updated	Jan 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 RYAN LN, COVINGTON, GA 30014-0956

Mortgage

Document Number	0047770000000120
Date	Nov 4, 2025
Book Page	0000004777/0000000120

Lender

Name	NEWREZ

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2045

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Feb 10, 2020
Property Address	240 RYAN LN, COVINGTON, GA 30014-0956
Document Number	0039600269
Book / Page	003960 / 000269
Instrument Date	Jan 21, 2020
Instrument	1813
Transaction Type	Transfer
Record Updated	Feb 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	240 RYAN LN COVINGTON GA 300140956, COVINGTON, GA 30014-0956

Mortgage

Document Number	39600271
Date	Feb 10, 2020
Book Page	003960/000271
Instrument	1814

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 9, 2050

November 2019: Quit Claim Deed, Construction Loan

Document Type	Quit Claim Deed
Jurisdiction	NEWTON GA
Recording Date	Nov 5, 2019
Property Address	240 RYAN LN, COVINGTON, GA 30014-0956
Document Number	0039180117
Book / Page	003918 / 000117
Instrument Date	Oct 27, 2019
Instrument	14479
Transaction Type	Construction Loan
Record Updated	Nov 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 RYAN LN COVINGTON GA 300140956, COVINGTON, GA 30014-0956

Mortgage

Document Number	39180118
Date	Nov 5, 2019
Book Page	003918/000118
Instrument	14480

Lender

Name	UNITED BK
Type	Bank
Address	BARNESVILLE, GA 30204

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Nov 4, 2020

Interest

Rate Type	Adjustable Rate

November 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	NEWTON GA
Recording Date	Nov 5, 2019
Property Address	240 RYAN LN, COVINGTON, GA 30014-0956
Document Number	0039180116
Book / Page	003918 / 000116
Instrument Date	Oct 25, 2019
Instrument	14478
Transaction Type	Transfer
Record Updated	Nov 21, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	240 RYAN LN COVINGTON GA 300140956, COVINGTON, GA 30014-0956

Tax Assessment & Valuation

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,096.00 (-25.2%) Homeowner's exemption Senior Citizen's exemption	$128,080 (+7.45%) Land $19,200 Building $108,880	$320,200 (+7.45%) Land $48,000 Building $272,200
2023		$119,200 Land $13,600 Building $105,600	$298,000 Land $34,000 Building $264,000
2022	$2,802.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON serves 14,391 people · EPA ID GA2170001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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