220 Ryan Ln, Covington, GA 30014 Property Records

Newton County property record for 220 Ryan Ln, Covington, GA 30014

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,593 sqft · built 2005
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$165,500 (Jan 2017)
Tax Bill	$2,892 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0079C-00000-084-000`

Property Details

APN / Parcel Number

Primary APN	`0079C-00000-084-000`
Alternative APNs	`0079C 084` `28431`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,593 sqft Heated Area
1st Floor Area	1,593 sqft
Utility Area	160 sqft
Utility Room	Utility Room
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2010
Exterior Material	Composition/Composite
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	229 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	28431
Street Address	220 RYAN LN
City	COVINGTON
State	GA
Zip	30014-0956
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 143 ORCHARD PARK PH1
Legal Subdivision	ORCHARD PARK
Legal Phase	1
Legal Lot Number	143
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	4
Census Block	4040
Census Tract	100101

Owner

Source: Newton County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	220 RYAN LN, COVINGTON, GA 30014-0956
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE
Feb 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage MIDLAND MORTGAGE
Jan 27, 2017	Warranty Deed, Transfer · Conventional Mortgage PRIMARY RESID'L MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2017 · Amount on Record
Deed Sale	Jan 20, 2017 · Amount on Record
Prior Sale	Oct 26, 2012 · Amount on Record
Deed Document Number	2017225
Deed Book / Page	3528 / 318
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Recording Date	Sep 23, 2026
Property Address	220 RYAN LN, COVINGTON, GA 30014-0956
Document Number	0000000114
Book / Page	4868 / 458
Instrument Date	Sep 15, 2026
Instrument	2026114
Transaction Type	Mortgage
Record Updated	Oct 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000114,
Date	Sep 23, 2026
Book Page	4868/458
Instrument	2026114

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	220 RYAN LN, COVINGTON, GA 30014-0956
Transaction Type	Mortgage
Record Updated	Mar 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 RYAN LN, COVINGTON, GA 30014-0956

Mortgage

Document Number	0041390000000761
Date	Feb 5, 2021
Book Page	0000004139/0000000761
Instrument	002255

Lender

Name	MIDLAND MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2031

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Jan 27, 2017
Property Address	220 RYAN LN, COVINGTON, GA 30014-0956
Document Number	0035280318
Book / Page	003528 / 000318
Instrument Date	Jan 20, 2017
Instrument	1095
Transaction Type	Transfer
Record Updated	Feb 3, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 RYAN LN COVINGTON GA 300140956, COVINGTON, GA 30014-0956

Mortgage

Document Number	35280320,
Date	Jan 27, 2017
Book Page	003528/000320
Instrument	1096

Lender

Name	PRIMARY RESID'L MTG
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 26, 2032

Tax Assessment & Valuation

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,892.00 (+8.19%) Homeowner's exemption	$122,160 (+7.65%) Land $19,200 Building $102,960	$305,400 (+7.65%) Land $48,000 Building $257,400
2023		$113,480 Land $13,600 Building $99,880	$283,700 Land $34,000 Building $249,700
2022	$2,673.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON serves 14,391 people · EPA ID GA2170001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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