195 Ryan Ln, Covington, GA 30014 Property Records

Newton County property record for 195 Ryan Ln, Covington, GA 30014

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,496 sqft · built 2005
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$284,900 (Feb 2023)
Tax Bill	$2,868 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Sep 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0079C-00000-095-000`

Property Details

APN / Parcel Number

Primary APN	`0079C-00000-095-000`
Alternative APNs	`0079C 095` `28442`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,496 sqft Heated Area
1st Floor Area	1,496 sqft
Utility Area	81 sqft
Utility Room	Utility Room
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Composition/Composite
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	231 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	28442
Street Address	195 RYAN LN
City	COVINGTON
State	GA
Zip	30014-0955
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 172 ORCHARD PARK PH1
Legal Subdivision	ORCHARD PARK
Legal Phase	1
Legal Lot Number	172
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	4
Census Block	4039
Census Tract	100101

Owner

Source: Newton County records, as of December 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	195 RYAN LN, COVINGTON, GA 30014-0955
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST HORIZON
Sep 15, 2022	Warranty Deed, Transfer
Sep 15, 2022	Warranty Deed, Transfer
Dec 3, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Nov 21, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2023 · Amount on Record
Deed Sale	Feb 17, 2023 · Amount on Record
Prior Sale	Sep 16, 2022 · Amount on Record
Deed Document Number	2023606
Deed Book / Page	4480 / 194
Prior Transfer Date	May 18, 2005
Prior Transfer Doc	0019160227
Record Updated	Sep 20, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Feb 17, 2023
Property Address	195 RYAN LN, COVINGTON, GA 30014-0955
Document Number	0044800194
Book / Page	4480 / 194
Instrument Date	Feb 17, 2023
Instrument	2023-000606
Transaction Type	Transfer
Record Updated	Mar 24, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 RYAN LN, COVINGTON, GA 30014-0955

Mortgage

Document Number	0000001777
Date	Feb 17, 2023
Instrument	001777

Lender

Name	FIRST HORIZON

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2053

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Sep 15, 2022
Property Address	195 RYAN LN, COVINGTON, GA 30014-0955
Document Number	0044360269
Book / Page	4436 / 269
Instrument Date	Sep 15, 2022
Instrument	2022-004839
Transaction Type	Transfer
Record Updated	Oct 4, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662
Investor	Possibly a Property Investor

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Sep 15, 2022
Property Address	195 RYAN LN, COVINGTON, GA 30014-0955
Document Number	0044360269
Book / Page	4436 / 269
Instrument Date	Sep 15, 2022
Instrument	2022-004839
Transaction Type	Transfer
Record Updated	Jul 1, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662
Investor	Possibly a Property Investor

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	195 RYAN LN, COVINGTON, GA 30014-0955
Document Number	0041090371
Instrument Date	Dec 3, 2020
Transaction Type	Mortgage
Record Updated	Dec 22, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	195 RYAN LN COVINGTON GA 300140955, COVINGTON, GA 30014-0955

Mortgage

Document Number	0041090371
Date	Dec 8, 2020
Book Page	004109/000371
Instrument	17952

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 7, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	195 RYAN LN, COVINGTON, GA 30014-0955
Document Number	0039600056
Instrument Date	Nov 21, 2019
Transaction Type	Mortgage
Record Updated	Feb 27, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	195 RYAN LN COVINGTON GA 300140955, COVINGTON, GA 30014-0955

Mortgage

Document Number	0039600056
Date	Feb 7, 2020
Book Page	003960/000056
Instrument	1782

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 6, 2050

Tax Assessment & Valuation

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,868.00 (+9.09%) Homeowner's exemption	$121,240 (+8.13%) Land $19,200 Building $102,040	$303,100 (+8.13%) Land $48,000 Building $255,100
2023		$112,120 Land $13,600 Building $98,520	$280,300 Land $34,000 Building $246,300
2022	$2,629.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 89% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON serves 14,391 people · EPA ID GA2170001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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