Cherokee County property record for 120 Mountain Top Rd, Marble, NC 28905
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,312 sqft · built 1986 |
| Lot Size | 1.34 acres (58,370 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $115,000 (Apr 2018) |
| Tax Bill | $885 (2025) |
| Deeds & Mortgages | Apr 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 552300249883000 |
| Primary APN | 552300249883000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,312 sqft Heated Area |
| Basement Area | 280 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Plaster |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 58,370 sqft (1.34 acres) |
| Lot Dimensions | 316 ft deep x 211 ft wide |
| Garage Type | Mixed |
| Garage Area | 672 sqft |
| Carport | Carport |
| Carport Area | 440 sqft |
| Parking Spaces | 4 Parking Spaces |
| Deck Area | 444 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Account Number | 47505 |
|---|---|
| Street Address | 120 MOUNTAIN TOP RD |
| City | MARBLE |
| State | NC |
| Zip | 28905-8785 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 15 MAX PAYNE SUB 1459/320 |
| Legal Subdivision | MAX PAYNE SUB |
| Legal Lot Number | 15 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | MURPHY |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 930401 |
Source: Cherokee County records, as of October 9, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 120 MOUNTAIN TOP RD, MARBLE, NC 28905-8785 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 2, 2018 · Amount on Record |
| Deed Sale | Apr 2, 2018 · Amount on Record |
| Prior Sale | Feb 28, 2013 · Amount on Record |
| Deed Document Number | 01551 |
| Deed Book / Page | 01584 / 0189 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Apr 2, 2018 |
| Property Address | 120 MOUNTAIN TOP RD, MARBLE, NC 28905-8785 |
| Document Number | 01584/0189 |
| Book / Page | 01584 / 0189 |
| Instrument Date | Mar 28, 2018 |
| Instrument | 01551 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $230.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2235 LONG BRANCH RD, 2235, MARBLE, NC 28905-8533 |
| Name | Verified Name |
|---|---|
| Address | 120 MOUNTAIN TOP RD, MARBLE, NC 28905-8785 |
| Document Number | 01552 |
|---|---|
| Date | Apr 2, 2018 |
| Instrument | 01552 |
| Name | HOMESTAR FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2048 |
Source: Cherokee County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $885.00 | $114,330 (-) | $114,330 (-) Land $15,000 Building $99,330 |
| 2023 | $114,330 | $114,330 Land $15,000 Building $99,330 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 2 (2025) |
| Most Recent Claim | Apr 2025 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 81% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Peachtree Broadband Fiber Cable | 500 / 30 |
4G LTE only, no 5G reported
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