240 Chaney Ave, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 240 Chaney Ave, Cayucos, CA 93430

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,126 sqft · built 1981
Lot Size	0.064 acres (2,800 sqft)
Owner	Individual Name on File
Last Sale	$960,000 (Sep 2021)
Tax Bill	$7,220 (2025)
Deeds & Mortgages	Sep 2021 Transfer Sep 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`064-435-020`

Property Details

APN / Parcel Number

Primary APN	`064-435-020`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,126 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Construction Type	Wood
Lot Area	2,800 sqft (0.064 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	240 CHANEY AVE
City	CAYUCOS
State	CA
Zip	93430-1808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	MORRO STR U 1 BL 11 LT 10
Legal Subdivision	MORRO STRAND
Legal Block	11
Legal Lot Number	10
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	2
Census Block	2024
Census Tract	10504

Owner

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	240 CHANEY AVE, CAYUCOS, CA 93430-1808
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2021	Intrafamily Transfer, Transfer PLACER TITLE COMPANY
Sep 21, 2021	Grant Deed, Transfer · Conventional Mortgage ALLY BANK
Sep 12, 2019	Affidavit of Death, Transfer ATTORNEY ONLY
May 8, 2017	Affidavit of Death, Transfer ATTORNEY ONLY
May 8, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 21, 2021 · Amount on Record
Deed Sale	Sep 21, 2021 · Amount on Record
Deed Document Number	202164379
Prior Transfer Date	Sep 20, 2021
Prior Transfer Doc	0000064380
Record Updated	Sep 20, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Sep 21, 2021
Property Address	240 CHANEY AVE, CAYUCOS, CA 93430-1808
Document Number	0000064380
Map Reference	MB 3 PG 105
Instrument Date	Sep 20, 2021
Instrument	2021064380
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 CHANEY AVE, CAYUCOS, CA 93430-1808

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Sep 21, 2021
Property Address	240 CHANEY AVE, CAYUCOS, CA 93430-1808
Document Number	0000064379
Map Reference	MB 3 PG 105
Instrument Date	Sep 10, 2021
Instrument	2021064379
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 CHANEY AVE, CAYUCOS, CA 93430-1808

Mortgage

Document Number	0000064381
Date	Sep 21, 2021
Instrument	2021064381

Lender

Name	ALLY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2041

September 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Sep 12, 2019
Property Address	240 CHANEY AVE, CAYUCOS, CA 93430-1808
Document Number	0000038359
Instrument Date	Sep 5, 2019
Instrument	38359
Transaction Type	Transfer
Record Updated	Sep 24, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3845 W SCHOOL AVE VISALIA CA 932915516, VISALIA, CA 93291-5516

May 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 8, 2017
Property Address	240 CHANEY AVE, CAYUCOS, CA 93430-1808
Document Number	0000020030
Instrument Date	May 4, 2017
Instrument	20030
Transaction Type	Transfer
Record Updated	May 19, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3845 W SCHOOL AVE VISALIA CA 932915516, VISALIA, CA 93291-5516

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 8, 2017
Property Address	240 CHANEY AVE, CAYUCOS, CA 93430-1808
Document Number	0000020031
Instrument Date	May 4, 2017
Instrument	20031
Transaction Type	Transfer
Record Updated	May 19, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3845 W SCHOOL AVE VISALIA CA 932915516, VISALIA, CA 93291-5516

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Elementary School District	Cayucos Elementary School District (KG - 08)
Secondary School District	Coast Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$705,983 (+2%) Land $400,473 Building $305,510
2025	$7,220.00 (+1.98%) Homeowner's exemption	$692,141 (+4.04%) Land $392,621 Building $299,520
2023	$7,080.00 (+1.75%) Homeowner's exemption	$665,267 Land $377,376 Building $287,891
2022	$6,958.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	10 (1983–2016)
Claims Outside the SFHA	6 of 10
Most Recent Claim	Jan 2016 · other causes
Claims by Event	Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims Severe Winter Storms And Flooding, Feb 1998 · 2 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 49% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SLOCSA #10A - CAYUCOS serves 1,200 people · EPA ID CA4010901
Water Source	Purchased surface water from SLO CSA NO. 10 - CAYUCOS WTP
Last State Inspection	Oct 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Ranch WiFi.

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