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234 Chaney Ave, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 234 Chaney Ave, Cayucos, CA 93430

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 2,374 sqft · built 1986
Lot Size0.064 acres (2,800 sqft)
OwnerTrust Name on File
Last Sale$888,000 (Aug 2018)
Tax Bill$10,303 (2025)
Deeds & MortgagesAug 2018 Transfer
Aug 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN064-435-021

Property Details

APN / Parcel Number

Primary APN064-435-021

Interior

Bedrooms2 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Building Area2,374 sqft Living Area

Exterior

Year BuiltBuilt 1986
Construction TypeWood
Lot Area2,800 sqft (0.064 acres)
TerrainOther
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address234 CHANEY AVE
CityCAYUCOS
StateCA
Zip93430-1808
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionMORRO STR 1 BL 11 LT 9
Legal SubdivisionMORRO STRAND UN #1
Legal Tract1
Legal Block11
Legal Lot Number9
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group2
Census Block2024
Census Tract10504

Owner

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on File
Co-ownerVerified Secondary Owner
Mailing Address234 CHANEY AVE, CAYUCOS, CA 93430-1808
OccupancyOwner Occupied
Owner TypeIndividual, Secondary Company
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2018Affidavit of Death, Transfer
FIRST AMERICAN TITLE
Aug 31, 2018Grant Deed, Transfer · Conventional Mortgage
ENVOY MORTGAGE LTD
Aug 31, 2018Affidavit of Death, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 31, 2018 · Amount on Record
Deed SaleAug 31, 2018 · Amount on Record
Prior SaleNov 19, 1993
Deed Document Number2018036285
Record UpdatedJun 8, 2026

August 2018: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSAN LUIS OBISPO CA
Recording DateAug 31, 2018
Property Address234 CHANEY AVE, CAYUCOS, CA 93430-1808
Document Number0000036284
Instrument DateAug 16, 2018
Instrument36284
Transaction TypeTransfer
Record UpdatedSep 12, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address10109 LOS PADRES PL LAS VEGAS NV 891346913, LAS VEGAS, NV 89134-6913

August 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateAug 31, 2018
Property Address234 CHANEY AVE, CAYUCOS, CA 93430-1808
Document Number0000036285
Map ReferenceMB3 PG105
Instrument DateAug 10, 2018
Instrument2018036285
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyFIRST AMERICAN TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address234 CHANEY AVE, CAYUCOS, CA 93430-1808

Mortgage

Document Number0000036286
DateAug 31, 2018
Instrument2018036286
Lender
NameENVOY MORTGAGE LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2048

August 2018: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSAN LUIS OBISPO CA
Recording DateAug 31, 2018
Property Address234 CHANEY AVE, CAYUCOS, CA 93430-1808
Document Number0000036283
Instrument DateAug 9, 2018
Instrument36283
Transaction TypeTransfer
Record UpdatedSep 12, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10109 LOS PADRES PL LAS VEGAS NV 891346913, LAS VEGAS, NV 89134-6913

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Elementary School DistrictCayucos Elementary School District (KG - 08)
Secondary School DistrictCoast Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$10,303.00 (+1.94%) Homeowner's exemption$990,576 (+4.04%) Land $529,869 Building $460,707
2023$10,107.00 (+1.72%) Homeowner's exemption$952,113 Land $509,295 Building $442,818
2022$9,936.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 20 policies
Nearby Flood Policies20 in force
Nearby Flood Claims10 (1983–2016)
Claims Outside the SFHA6 of 10
Most Recent ClaimJan 2016 · other causes
Claims by Event
  • Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims
  • Severe Winter Storms And Flooding, Feb 1998 · 2 claims
  • Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 74% of the US · above 49% of California
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSLOCSA #10A - CAYUCOS
serves 1,200 people · EPA ID CA4010901
Water SourcePurchased surface water from SLO CSA NO. 10 - CAYUCOS WTP
Last State InspectionOct 2024
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Starlink
Satellite		280 / 30

May also be available: Ranch WiFi.

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