230 Chaney Ave, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 230 Chaney Ave, Cayucos, CA 93430

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,092 sqft · built 1960
Lot Size	0.128 acres (5,600 sqft)
Owner	Individual Name on Record
Last Sale	$1,289,000 (Jan 2026)
Tax Bill	$6,077 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`064-435-003`

Property Details

APN / Parcel Number

Primary APN	`064-435-003`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,092 sqft Living Area

Exterior

Year Built	Built 1960
Construction Type	Wood
Lot Area	5,600 sqft (0.128 acres)
Terrain	Other
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	230 CHANEY AVE
City	CAYUCOS
State	CA
Zip	93430-1808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	MORRO STR 1 BL 11 LTS 7 & 8
Legal Subdivision	MORRO STRAND 01
Legal Tract	1
Legal Block	11
Legal Lot Number	7,8 8
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	2
Census Block	2024
Census Tract	10504

Owner

Source: San Luis Obispo County records, as of January 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3115 E BEACH CIR, BRADLEY, CA 93426-9632
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2026	Grant Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Jun 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage TOODLELOO LLC
Jun 3, 2019	Quit Claim Deed, Transfer · Conventional Mortgage LEE LESLIE L TRUST (PT)
Jun 16, 2017	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2026 · Amount on Record
Deed Sale	Jan 21, 2026 · Amount on Record
Prior Sale	Jun 3, 2019
Deed Document Number	2026001916
Record Updated	Jun 8, 2026

January 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 21, 2026
Property Address	230 CHANEY AVE, CAYUCOS, CA 93430-1808
Document Number	0000001916
Map Reference	MB 3 PG 105
Instrument Date	Dec 31, 2025
Instrument	2026001916
Transaction Type	Transfer
Record Updated	Feb 2, 2026
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3115 E BEACH CIR, BRADLEY, CA 93426-9632

Mortgage

Document Number	0000001917
Date	Jan 21, 2026
Instrument	2026001917

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	230 CHANEY AVE, CAYUCOS, CA 93430-1808
Document Number	0000031077
Instrument Date	Jun 12, 2020
Transaction Type	Mortgage
Record Updated	Jul 3, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2011 TEMPLETON CA 934652011, TEMPLETON, CA 93465-2011

Mortgage

Document Number	0000031077
Date	Jun 23, 2020
Instrument	31077

Lender

Name	TOODLELOO LLC
Address	1536 JOHN ANDERSON DR, ORMOND BEACH, FL 32176-3567

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 3, 2019
Property Address	230 CHANEY AVE, CAYUCOS, CA 93430-1808
Document Number	0000020949
Instrument Date	May 31, 2019
Instrument	20949
Transaction Type	Transfer
Record Updated	Jun 12, 2019
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2011 TEMPLETON CA 934652011, TEMPLETON, CA 93465-2011

Mortgage

Document Number	20950
Date	Jun 3, 2019
Instrument	20950

Lender

Name	LEE LESLIE L TRUST (PT)
Address	PO BOX 7018, LOS OSOS, CA 93412-7018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 16, 2017
Property Address	230 CHANEY AVE, CAYUCOS, CA 93430-1808
Document Number	0000026560
Instrument Date	Jun 9, 2017
Instrument	26560
Transaction Type	Transfer
Record Updated	Jul 3, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$544.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2011 TEMPLETON CA 934652011, TEMPLETON, CA 93465-2011

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Elementary School District	Cayucos Elementary School District (KG - 08)
Secondary School District	Coast Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,077.00 (+1.96%)	$574,483 (+4.04%) Land $406,201 Building $168,282
2023	$5,960.00 (+1.74%)	$552,178 Land $390,429 Building $161,749
2022	$5,858.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	10 (1983–2016)
Claims Outside the SFHA	6 of 10
Most Recent Claim	Jan 2016 · other causes
Claims by Event	Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims Severe Winter Storms And Flooding, Feb 1998 · 2 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 49% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SLOCSA #10A - CAYUCOS serves 1,200 people · EPA ID CA4010901
Water Source	Purchased surface water from SLO CSA NO. 10 - CAYUCOS WTP
Last State Inspection	Oct 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Ranch Wifi.

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