240 Carter St, Rochester, NY 14621 Property Records

Monroe County and Rochester City property record for 240 Carter St, Rochester, NY 14621

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,237 sqft · built 1890
Lot Size	0.086 acres (3,780 sqft)
Owner	Individual Name on Record
Last Sale	$70,000 (Aug 2019)
Tax Bill	$789 (2026)
Deeds & Mortgages	Aug 2019 Sale & Mortgage Apr 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`073794-00.0`

Property Details

APN / Parcel Number

Primary APN	`073794-00.0`
Alternative APNs	`140009182000020720000000` `261400 091.82-2-72`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,237 sqft Living Area
1st Floor Area	634 sqft
2nd Floor Area	603 sqft
Game Room	Game Room

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	3,780 sqft (0.086 acres)
Lot Dimensions	120 ft deep x 31.5 ft wide
Porch	Slab
Porch Area	108 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	073794-00.0
Street Address	240 CARTER ST
City	ROCHESTER
State	NY
Zip	14621-5142
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	12
Legal Description	0080.00 103 22 07046 4318060877858876
Legal Subdivision	HOLBROOK TRACT
Legal Block	2
Legal Lot Number	72.000
Jurisdiction	MONROE NY
Township / Civil Division	ROCHESTER
Census Block Group	1
Census Block	1002
Census Tract	8000

Owner

Source: Monroe County and Rochester City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	240 CARTER ST, ROCHESTER, NY 14621-5142
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2019	Warranty Deed, Transfer · Conventional Mortgage FIVE STAR BANK
Apr 17, 2017	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2019 · Amount on Record
Deed Sale	Aug 23, 2019 · Amount on Record
Prior Sale	Apr 17, 2017 · Amount on Record
Deed Document Number	2019981
Deed Book / Page	12231 / 78
Record Updated	Oct 29, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Aug 23, 2019
Property Address	240 CARTER ST, ROCHESTER, NY 14621-5142
Document Number	0000000981
Book / Page	12231 / 078
Map Reference	LB 12 PG 15
Instrument Date	Aug 22, 2019
Instrument	201908230981
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11 WOODCLIFF TER, 11, FAIRPORT, NY 14450-4208

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 CARTER ST, ROCHESTER, NY 14621-5142

Mortgage

Document Number	0000000982
Date	Aug 23, 2019
Instrument	201908230982

Lender

Name	FIVE STAR BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Apr 17, 2017
Property Address	240 CARTER ST, ROCHESTER, NY 14621-5142
Document Number	0000000636
Book / Page	011847 / 000206
Instrument Date	Apr 12, 2017
Instrument	636
Transaction Type	Transfer
Record Updated	Apr 21, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$510.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 WOODCLIFF TER FAIRPORT NY 144504208, FAIRPORT, NY 14450-4208

Tax Assessment & Valuation

Source: Monroe County and Rochester City assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
Municipality	Rochester City
Unified School District	Rochester City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$789.00 (+3.27%)
2025	$764.00	$72,700 (+11.85%) Land $8,300 Building $64,400	$72,700 (-7.17%) Land $8,300 Building $64,400
2023		$65,000 (-) Land $3,700 Building $61,300	$78,313 (+10.84%) Land $4,458 Building $73,855
2022		$65,000 Land $3,700 Building $61,300	$70,652 Land $4,022 Building $66,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER CITY serves 210,000 people · EPA ID NY2704518
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: Frontier, Greenlight Networks, T-Mobile.

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