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197 Carter St, Rochester, NY 14621 Property Records

Monroe County and Rochester City property record for 197 Carter St, Rochester, NY 14621

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 1,994 sqft · built 1900
Lot Size0.091 acres (4,000 sqft)
OwnerCompany Name on Record
Last Sale$40,000 (May 2025)
Tax Bill$1,315 (2026)
Deeds & MortgagesDec 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN073671-00.0

Property Details

APN / Parcel Number

Primary APN073671-00.0
Alternative APNs
  • 140009182000030580000000
  • 261400 091.82-3-58

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,994 sqft Total Area
1st Floor Area997 sqft
2nd Floor Area997 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialComposition/Composite
Lot Area4,000 sqft (0.091 acres)
Lot Dimensions100 ft deep x 40 ft wide
Garage TypeDetached
Garage Area360 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area199 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number073671-00.0
Street Address197 CARTER ST
CityROCHESTER
StateNY
Zip14621-5107
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code12
Legal Description0080.00 306 22 01357 3 SYNDICATE TR SUB
Legal Block3
Legal Lot Number58.000
JurisdictionMONROE NY
Township / Civil DivisionROCHESTER
Census Block Group2
Census Block2000
Census Tract8000

Owner

Source: Monroe County and Rochester City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address197 CARTER ST, ROCHESTER, NY 14621-5107
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 29, 2025 · Amount on Record
Deed SaleMay 29, 2025 · Amount on Record
Prior SaleApr 8, 2009 · Amount on Record
Deed Document Number20253295249
Deed Book / Page13096 / 434
Last Transfer DateDec 11, 2025
Transfer Doc0003366107
Record UpdatedOct 29, 2026

December 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE NY
Recording DateDec 17, 2025
Property Address197 CARTER ST, ROCHESTER, NY 14621-5107
Document Number202503366107
Book / Page13155 / 186
Instrument DateDec 11, 2025
Instrument202503366107
Transaction TypeTransfer
Record UpdatedFeb 4, 2026
Title CompanyINDEPENDENT TITLE AGENCY LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address11 KINGSWOOD DR, ROCHESTER, NY 14624-3340

Transferred To (Grantee/Buyer)

NameVerified Name
Address11 KINGSWOOD DR, ROCHESTER, NY 14624-3340

Mortgage

Document Number202503366108
DateDec 17, 2025
Book Page31216/110
Instrument202503366108
Lender
NameBPL MORTGAGE LLC
TypeMortgage Company
AddressVILLA PARK, IL 60181
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Monroe County and Rochester City assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyMonroe County
MunicipalityRochester City
Unified School DistrictRochester City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,315.00 (-4.85%)
2025$1,382.00 (+38.06%)$107,000 (-) Land $8,300 Building $98,700$107,000 (-) Land $8,300 Building $98,700
2024$1,001.00$107,000 (+268.97%) Land $8,300 Building $98,700$107,000 (+206.24%) Land $8,300 Building $98,700
2023$29,000 Land $3,800 Building $25,200$34,940 Land $4,578 Building $30,362

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROCHESTER CITY
serves 210,000 people · EPA ID NY2704518
Water SourceSurface water
Last State InspectionDec 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
currently in violation since Jan 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 955 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber		8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20

May also be available: Frontier.

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