36 Stuart St, Watertown, MA 02472 Property Records

Middlesex County and Watertown City property record for 36 Stuart St, Watertown, MA 02472

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,426 sqft · built 1919
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Trust Names on Record
Last Sale	$199,000 (Jun 1996)
Tax Bill	$10,544 (2026)
Deeds & Mortgages	Mar 2022 Transfer May 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`34640-36`

Property Details

APN / Parcel Number

Primary APN	`34640-36`
Alternative APNs	`WATE M:0622 B:0006 L:0043B` `8261`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,426 sqft Living Area
Gross Area	2,920 sqft
Basement Area	696 sqft
Unfinished Basement	696 sqft

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	8261
Street Address	36 STUART ST
City	WATERTOWN
State	MA
Zip	02472-1630
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S-6
Legal Block	6
Legal Lot Number	43B
Jurisdiction	WATERTOWN MA
Township / Civil Division	WATERTOWN TOWN
Census Block Group	3
Census Block	3008
Census Tract	370101

Owner

Source: Middlesex County and Watertown City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	36 STUART ST, WATERTOWN, MA 02472-1630
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2022	Quit Claim Deed, Transfer Quitclaim
May 20, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 1996 · Amount on Record
Deed Sale	Jun 28, 1996 · Amount on Record
Prior Sale	Oct 3, 1990 · Amount on Record
Last Transfer Date	Mar 1, 2022
Transfer Doc	0001908785
Record Updated	Oct 29, 2026

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATERTOWN MA
Recording Date	Mar 9, 2022
Property Address	36 STUART ST, WATERTOWN, MA 02472-1630
Document Number	0001908785
Instrument Date	Mar 1, 2022
Instrument	1908785
Transaction Type	Transfer
Record Updated	Jan 9, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 LIDO LN, BEDFORD, MA 01730-1352

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	36 STUART ST, WATERTOWN, MA 02472-1630
Document Number	0001846416
Instrument Date	May 20, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 STUART ST WATERTOWN MA 024721630, WATERTOWN, MA 02472-1630

Mortgage

Document Number	0001846416
Date	Jul 9, 2020
Instrument	1846416

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 8, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Watertown City
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,544.00 (+6.06%)	$864,300 (+1.54%) Land $547,900 Building $316,400	$858,794 (+8.29%)
2025	$9,942.00 (+6.7%)	$851,200 (+6.88%) Land $547,900 Building $303,300	$793,060 (+1.79%)
2024	$9,318.00 (-8.16%)	$796,400 (+6.6%) Land $517,500 Building $278,900	$779,095
2023	$10,146.00	$747,100 Land $495,000 Building $252,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Feb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people · EPA ID MA3314000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 926 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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