24 Stephen St, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 24 Stephen St, Montclair, NJ 07042 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 1952
Square Footage2,968 sqft Living Area
Lot Size8,102 sqft (0.186 acres)
OccupancyOwner Occupied
Last Sale$1,555,000 (2021)
Tax Bill$32,709.00 (2025)

Property Details

APN / Parcel Number

Primary APN13-04511-0000-00029
Alternative APN
  • 130451100029

Interior

Building Area2,968 sqft Living Area
1st Floor2,968 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Construction TypeFrame Construction
Lot Area8,102 sqft (0.186 acres)
Depth X Width162 ft x 50 ft Depth x Width
Parking Spaces1 Parking Spaces

Location & Zoning

Old Parcel Number130451100029
Street Address24 STEPHEN ST
CityMONTCLAIR
StateNJ
Zip07042-5032
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description50X162
Legal Block4511
Legal Lot Number29
JurisdictionESSEX NJ
Minor Civil DivisionMONTCLAIR
Census Blockgroup1
Census Block1005
Census Tract16500

Owner

Source: Essex County and Montclair Township records · APN 13-04511-0000-00029

Assessment roll updated July 2, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address24 STEPHEN ST, MONTCLAIR, NJ 07042-5032
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 10, 2021Bargain and Sale Deed, Transfer · Conventional Mortgage
LOW VA RATES LLC
Jul 02, 2020Grant Deed, Transfer · Conventional Mortgage
GUARANTEED RATE
May 07, 2019Grant Deed, Construction Loan · Building or Construction Mortgage
COMMERCIAL LENDER LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 10, 2021 · Amount on Record
Deed SaleDec 10, 2021 · Amount on Record
Prior SaleJul 02, 2020 · Amount on Record
Deed Doc Number2021146282
Record RefreshedSep 20, 2026

December 2021: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionESSEX NJ
Recording DateDec 10, 2021
Property Address24 STEPHEN ST, MONTCLAIR, NJ 07042-5032
Document Number0000146282
Instrument DateNov 29, 2021
Instrument2021146282
Transaction TypeTransfer
Record UpdatedJan 06, 2022
Title CompanyEVIDENT TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,887.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address41 EAGLE RIDGE WAY, 41, WEST ORANGE, NJ 07052-4203

Transferred To (Grantee/Buyer)

NameVerified Name
Address24 STEPHEN ST, MONTCLAIR, NJ 07042-5032

Mortgage

Document Number0000146283
DateDec 10, 2021
Instrument2021146283
Lender
NameLOW VA RATES LLC
TypeMortgage Company
AddressKANSAS CITY, MO 64114
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2051

July 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionESSEX NJ
Recording DateJul 02, 2020
Property Address24 STEPHEN ST, MONTCLAIR, NJ 07042-5032
Document Number0000060734
Instrument DateJun 22, 2020
Instrument60734
Transaction TypeTransfer
Record UpdatedJul 21, 2020
Title CompanyFOUNDATION TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,000.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address24 STEPHEN ST MONTCLAIR NJ 070425032, MONTCLAIR, NJ 07042-5032

Mortgage

Document Number60735
DateJul 02, 2020
Instrument60735
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2050

Mortgage

Document Number60736,
DateJul 02, 2020
Instrument60736
Lender
NameALLIANT CU
TypeCredit Union
AddressCHICAGO, IL 60666
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

May 2019: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionESSEX NJ
Recording DateMay 07, 2019
Property Address24 STEPHEN ST, MONTCLAIR, NJ 07042-5032
Document Number0000042244
Instrument DateApr 17, 2019
Instrument42244
Transaction TypeConstruction Loan
Record UpdatedJun 13, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$425.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address24 STEPHEN ST MONTCLAIR NJ 070425032, MONTCLAIR, NJ 07042-5032

Mortgage

Document Number42245
DateMay 07, 2019
Instrument42245
Lender
NameCOMMERCIAL LENDER LLC
AddressVERNON, CT 06066
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term12 Months
DueMay 06, 2020

Tax Assessment & Valuation

Source: Essex County and Montclair Township records · Assessment roll updated July 2, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionMontclair Township
Unified School DistrictMontclair Town School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$930,300 (-) Land $340,500 Building $589,800$930,300 (-) Land $340,500 Building $589,800
2025$32,709.00 (+3.32%)$930,300 (-) Land $340,500 Building $589,800$930,300 (-) Land $340,500 Building $589,800
2024$31,658.00 (+3.5%)
2023$930,300 Land $340,500 Building $589,800$930,300 Land $340,500 Building $589,800
2022$30,588.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (34013C), updated September 24, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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