23 Stephen St, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 23 Stephen St, Montclair, NJ 07042 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 1931
Square Footage	2,235 sqft Living Area
Lot Size	8,100 sqft (0.186 acres)
Occupancy	Owner Occupied
Last Sale	$765,000 (2007)
Tax Bill	$24,264.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`13-04512-0000-00007`
Alternative APN	`130451200007`

Interior

Building Area	2,235 sqft Living Area
Stories	2 Stories

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Exterior Material	Brick Exterior
Construction Type	Brick Construction
Lot Area	8,100 sqft (0.186 acres)
Depth X Width	162 ft x 50 ft Depth x Width
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	130451200007
Street Address	23 STEPHEN ST
City	MONTCLAIR
State	NJ
Zip	07042-5031
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	50X162 IRR
Legal Block	4512
Legal Lot Number	7
Jurisdiction	ESSEX NJ
Minor Civil Division	MONTCLAIR
Census Blockgroup	1
Census Block	1006
Census Tract	16500

Owner

Source: Essex County and Montclair Township records · APN 13-04512-0000-00007

Assessment roll updated July 2, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	23 STEPHEN ST, MONTCLAIR, NJ 07042-5031
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 20, 2007 · Amount on Record
Deed Sale	Sep 20, 2007 · Amount on Record
Prior Sale	Aug 30, 2006 · Amount on Record
Deed Doc Number	20077117140
Deed Book / Page	12088 / 3835
Record Refreshed	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	23 STEPHEN ST, MONTCLAIR, NJ 07042-5031
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047007
Date	Apr 15, 2021
Instrument	2021047007

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jan 01, 2051

Tax Assessment & Valuation

Source: Essex County and Montclair Township records · Assessment roll updated July 2, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$690,100 (-) Land $340,600 Building $349,500	$690,100 (-) Land $340,600 Building $349,500
2025	$24,264.00 (+3.32%)	$690,100 (-) Land $340,600 Building $349,500	$690,100 (-) Land $340,600 Building $349,500
2024	$23,484.00 (+3.5%)
2023		$690,100 Land $340,600 Building $349,500	$690,100 Land $340,600 Building $349,500
2022	$22,690.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (34013C), updated September 24, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.