22 Stephen St, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 22 Stephen St, Montclair, NJ 07042

Property Summary

Property Type	Single Family Home
Details	2,231 sqft · built 1932
Lot Size	0.186 acres (8,102 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Feb 2002)
Tax Bill	$22,400 (2025)
Flood Zone	Zone X (minimal risk)
APN	`13-04511-0000-00028`

Property Details

APN / Parcel Number

Primary APN	`13-04511-0000-00028`
Alternative APN	`130451100028`

Interior

Stories	2 Stories
Building Area	2,231 sqft Living Area

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Construction Type	Frame
Lot Area	8,102 sqft (0.186 acres)
Lot Dimensions	162 ft deep x 50 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	130451100028
Street Address	22 STEPHEN ST
City	MONTCLAIR
State	NJ
Zip	07042-5032
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	50X162
Legal Block	4511
Legal Lot Number	28
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	1
Census Block	1005
Census Tract	16500

Owner

Source: Essex County and Montclair Township assessment roll, APN 13-04511-0000-00028, as of July 2, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	22 STEPHEN ST, MONTCLAIR, NJ 07042-5032
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 25, 2002 · Amount on Record
Deed Sale	Feb 25, 2002 · Amount on Record
Prior Sale	Nov 17, 1997 · Amount on Record
Deed Book / Page	5864 / 218
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll as of July 2, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$637,100 (-) Land $340,500 Building $296,600	$637,100 (-) Land $340,500 Building $296,600
2025	$22,400.00 (+3.32%)	$637,100 (-) Land $340,500 Building $296,600	$637,100 (-) Land $340,500 Building $296,600
2024	$21,680.00 (+3.5%)
2023		$637,100 Land $340,500 Building $296,600	$637,100 Land $340,500 Building $296,600
2022	$20,947.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (34013C), as of September 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340130165001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 548 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Optimum Communications, T-Mobile USA.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NJ0713001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.