24 Stephen Ct, Prospect, CT 06712 Property Records

Prospect Town property record for 24 Stephen Ct, Prospect, CT 06712 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,032 sqft · built 1993
Lot Size	2.25 acres (98,010 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Mar 2015)
Tax Bill	$8,558 (2025)
Deeds & Mortgages	Nov 2022 Refinance Apr 2025 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`P0230000`

Property Details

APN / Parcel Number

Primary APN	`P0230000`
Alternative APN	`PROS M:116 B:144 L:24`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,032 sqft Living Area
Gross Area	3,258 sqft
Basement Area	1,226 sqft
Unfinished Basement	1,082 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2007
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	98,010 sqft (2.25 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	P0230000
Street Address	24 STEPHEN CT
City	PROSPECT
State	CT
Zip	06712-1846
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	144
Legal Lot Number	24
Jurisdiction	PROSPECT CT
Township / Civil Division	PROSPECT
Census Block Group	1
Census Block	1008
Census Tract	347100

Owner

Source: Prospect Town records · APN P0230000

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	24 STEPHEN CT, PROSPECT, CT 06712-1846
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Apr 11, 2025	Deed of Trust, Mortgage · Line of Credit ROCKET MORTGAGE
Dec 29, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 07, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Jul 13, 2019	Deed of Trust, Mortgage · Conventional with PMI QUAD CTY BK&TR

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 05, 2015 · Amount on Record
Deed Sale	Mar 05, 2015 · Amount on Record
Deed Book / Page	762 / 163
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROSPECT CT
Property Address	24 STEPHEN CT, PROSPECT, CT 06712-1846
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000918-497
Date	Nov 15, 2022
Book Page	918/497
Instrument	2022-1317

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2052

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROSPECT CT
Property Address	24 STEPHEN CT, PROSPECT, CT 06712-1846
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000933-392
Date	Apr 11, 2025
Book Page	933/392
Instrument	2025-322

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2055

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROSPECT CT
Property Address	24 STEPHEN CT, PROSPECT, CT 06712-1846
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000936-761
Date	Dec 29, 2025
Book Page	936/761
Instrument	2025-1315

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jan 01, 2055

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROSPECT CT
Property Address	24 STEPHEN CT, PROSPECT, CT 06712-1846
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	858-128
Date	May 07, 2020
Book Page	858/128

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	325 Months
Due	Jun 01, 2047

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROSPECT CT
Property Address	24 STEPHEN CT, PROSPECT, CT 06712-1846
Document Number	842-31
Instrument Date	Jul 13, 2019
Transaction Type	Mortgage
Record Updated	Aug 27, 2019
Title Company	UNKNOWN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 STEPHEN CT PROSPECT CT 067121846, PROSPECT, CT 06712-1846

Mortgage

Document Number	842-31
Date	Jul 26, 2019
Book Page	000842/000031

Lender

Name	QUAD CTY BK&TR
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	84 Months
Due	Jul 25, 2026

Tax Assessment & Valuation

Source: Prospect Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Prospect Town
Unified School District	Regional School District 16 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,558.00	$334,670 (+37.14%) Land $115,220 Building $219,450	$234,269 Land $80,654 Building $153,615
2024	$8,558.00 (+9.87%)
2023	$7,789.00 (-0.1%)	$244,030 (-) Land $115,180 Building $128,850
2022	$7,797.00	$244,030 Land $115,180 Building $128,850

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09009C, updated January 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of Connecticut
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 73 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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