16 Stephen Ct, Prospect, CT 06712 Property Records

Prospect Town property record for 16 Stephen Ct, Prospect, CT 06712 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2007
Square Footage2,000 sqft Living Area
Lot Size43,124 sqft (0.99 acres)
OccupancyOwner Occupied
Last Sale$294,600 (2017)
Tax Bill$7,346.00 (2025)

Owner

Source: Prospect Town records · APN P0230100

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address16 STEPHEN CT, PROSPECT, CT 06712-1846
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 03, 2021Deed of Trust, Mortgage · Balloon Payment
LOANDEPOT.COM LLC
Mar 17, 2020Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
LOANDEPOT.COM LLC
Aug 21, 2017Warranty Deed, Transfer
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 21, 2017 · Amount on Record
Deed SaleAug 21, 2017 · Amount on Record
Prior SaleJul 28, 1993 · Amount on Record
Deed Book / Page808 / 240
Record RefreshedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPROSPECT CT
Property Address16 STEPHEN CT, PROSPECT, CT 06712-1846
Transaction TypeMortgage
Record UpdatedFeb 18, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number881-119
DateFeb 03, 2021
Book Page881/119
Instrument227
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeBalloon Payment
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPROSPECT CT
Property Address16 STEPHEN CT, PROSPECT, CT 06712-1846
Document Number856-96
Instrument DateMar 17, 2020
Transaction TypeMortgage
Record UpdatedMay 19, 2020
Title CompanyUNKNOWN

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 STEPHEN CT PROSPECT CT 067121846, PROSPECT, CT 06712-1846

Mortgage

Document Number856-96
DateMar 25, 2020
Book Page000856/000096
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueMar 24, 2050

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPROSPECT CT
Recording DateAug 21, 2017
Property Address16 STEPHEN CT, PROSPECT, CT 06712-1846
Document Number808-240
Book / Page808 / 240
Transaction TypeTransfer
Record UpdatedMay 21, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$64.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number8080240
DateAug 21, 2017
Instrument00808/0240
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
AmountAmount Recorded
Term360 Months
DueAug 21, 2047

Tax Assessment & Valuation

Source: Prospect Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionProspect Town
Unified School DistrictRegional School District 16 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,346.00$287,280 (+42.49%) Land $103,530 Building $183,750$201,096 Land $72,471 Building $128,625
2024$7,346.00 (+14.14%)
2023$6,436.00 (-0.09%)$201,620 (-) Land $103,560 Building $98,060
2022$6,442.00$201,620 Land $103,560 Building $98,060

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09009C updated January 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of Connecticut
Wildfire LikelihoodAbout 1 in 5,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APNP0230100
Alternative APN
  • PROS M:116 B:144 L:16

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms7 Rooms
Building Area2,000 sqft Living Area
Gross Area2,960 sqft Gross Area
Basement Area960 sqft Basement
Unfinished Basement624 sqft Unfinished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 2007
Architectural StyleColonial Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area43,124 sqft (0.99 acres)
Parking Spaces2 Parking Spaces
Garage TypeBasement Garage
Deck AreaDeck Area

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelOil Heating Fuel
SewageSeptic Sewage
Water SourceWell Water Source

Location & Zoning

Account NumberP0230100
Street Address16 STEPHEN CT
CityPROSPECT
StateCT
Zip06712-1846
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block144
Legal Lot Number16
JurisdictionPROSPECT CT
Minor Civil DivisionPROSPECT
Census Blockgroup1
Census Block1008
Census Tract347100

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