Prospect Town property record for 20 Stephen Ct, Prospect, CT 06712
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,424 sqft · built 1993 |
| Lot Size | 1.23 acres (53,579 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $650,000 (Jun 2026) |
| Tax Bill | $8,554 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Apr 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | Z0318400 |
| Primary APN | Z0318400 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,424 sqft Living Area |
| Gross Area | 3,512 sqft |
| Basement Area | 1,088 sqft |
| Unfinished Basement | 238 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 53,579 sqft (1.23 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | Z0318400 |
|---|---|
| Street Address | 20 STEPHEN CT |
| City | PROSPECT |
| State | CT |
| Zip | 06712-1846 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-1 |
| Legal Block | 144 |
| Legal Lot Number | 20 |
| Jurisdiction | PROSPECT CT |
| Township / Civil Division | PROSPECT |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 347100 |
Source: Prospect Town records, as of July 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20 STEPHEN CT, PROSPECT, CT 06712-1846 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Person |
| Date | Document |
|---|---|
| Jun 30, 2026 | Warranty Deed, Transfer |
| Apr 6, 2026 | Deed of Trust, Mortgage ION BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2026 · Amount on Record |
| Deed Sale | Jun 30, 2026 · Amount on Record |
| Prior Sale | Mar 12, 1993 · Amount on Record |
| Deed Document Number | 2026616 |
| Deed Book / Page | 938 / 1053 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PROSPECT CT |
| Recording Date | Jun 30, 2026 |
| Property Address | 20 STEPHEN CT, PROSPECT, CT 06712-1846 |
| Document Number | 0000000616 |
| Book / Page | 938 / 1053 |
| Instrument Date | Jun 23, 2026 |
| Instrument | 2026616 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 STEPHEN CT, PROSPECT, CT 06712-1846 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PROSPECT CT |
| Recording Date | Apr 6, 2026 |
| Property Address | 20 STEPHEN CT, PROSPECT, CT 06712-1846 |
| Document Number | 00937-1027 |
| Book / Page | 937 / 1027 |
| Instrument Date | Mar 19, 2026 |
| Instrument | 2026320 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 20 STEPHEN CT, PROSPECT, CT 06712-1846 |
| Document Number | 0000000320, |
|---|---|
| Date | Apr 6, 2026 |
| Book Page | 937/1027 |
| Instrument | 2026320 |
| Name | ION BANK |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | May 1, 2036 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
Source: Prospect Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Prospect Town |
| Unified School District | Regional School District 16 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,554.00 | $334,530 (+42.68%) Land $105,840 Building $228,690 | $234,171 Land $74,088 Building $160,083 |
| 2024 | $8,554.00 (+14.3%) | ||
| 2023 | $7,484.00 (-0.09%) | $234,460 (-) Land $105,830 Building $128,630 | |
| 2022 | $7,491.00 | $234,460 Land $105,830 Building $128,630 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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