24 Spruce St, Clark, NJ 07066 Property Records

Union County and Clark Township property record for 24 Spruce St, Clark, NJ 07066

Property Summary

Property TypeSingle Family Home
Details1,587 sqft · built 1959
Lot Size0.172 acres (7,501 sqft)
Owner2 Individual Names on Record
Last Sale$500,000 (Mar 2023)
Tax Bill$9,934 (2025)
Deeds & MortgagesApr 2024 Second Mortgage
Mar 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-00164-0000-00007

Property Details

APN / Parcel Number

Primary APN02-00164-0000-00007
Alternative APN
  • 020016400007

Interior

Stories2 Stories
Building Area1,587 sqft Living Area

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Construction TypeFrame
Lot Area7,501 sqft (0.172 acres)
Lot Dimensions100 ft deep x 75 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Street Address24 SPRUCE ST
CityCLARK
StateNJ
Zip07066-1628
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-75
Legal SubdivisionEMERISON ESTATES
Legal Block164
Legal Lot Number7
JurisdictionUNION NJ
Township / Civil DivisionCLARK
Census Block Group5
Census Block5024
Census Tract36200

Owner

Source: Union County and Clark Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address24 SPRUCE ST, CLARK, NJ 07066-1628
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Deeds, Mortgages & Sale History

DateDocument
Apr 19, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
TD BANK NA
Mar 22, 2023Bargain and Sale Deed, Transfer · Conventional Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 22, 2023 · Amount on Record
Deed SaleMar 22, 2023 · Amount on Record
Deed Document Number202327536
Deed Book / Page6503 / 2093
Prior Transfer DateJul 12, 2011
Prior Transfer Doc0058700175
Record UpdatedSep 20, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address24 SPRUCE ST, CLARK, NJ 07066-1628
Transaction TypeMortgage
Record UpdatedMay 6, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0154852676
DateApr 19, 2024
Book Page15485/2676
Instrument64026
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term179 Months
DueMar 28, 2039

March 2023: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionUNION NJ
Recording DateMar 22, 2023
Property Address24 SPRUCE ST, CLARK, NJ 07066-1628
Document Number0065032093
Book / Page6503 / 2093
Instrument DateMar 10, 2023
Instrument27536
Transaction TypeTransfer
Record UpdatedApr 5, 2023
Title CompanyFOUNDATION TITLE, FOUNDATION TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,175.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address801 4TH AVE, ELIZABETH, NJ 07202-3814

Transferred To (Grantee/Buyer)

NameVerified Name
Address24 SPRUCE ST, CLARK, NJ 07066-1628

Mortgage

Document Number0000050155
DateMar 22, 2023
Instrument50155
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2053

Tax Assessment & Valuation

Source: Union County and Clark Township assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyUnion County
County SubdivisionClark Township
Unified School DistrictClark Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$437,800 (-) Land $250,000 Building $187,800$437,800 (-) Land $250,000 Building $187,800
2025$9,934.00 (+2.49%)$437,800 (-) Land $250,000 Building $187,800$437,800 (-) Land $250,000 Building $187,800
2024$9,693.00 (+4.54%)
2023$437,800 Land $250,000 Building $187,800$437,800 Land $250,000 Building $187,800
2022$9,272.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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